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Property Type: Condo / ApartmentOwnership: Condominium
111 - 30 HICKORY STREET
Waterloo, ON N2J4L4
MLS® X13422698
$299,000
3 bed1 bath1 parking
Amenities
Visitor Parking
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 2
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $460/mo
- Annual property tax
- $2,667.5
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Baseboard heaters, Electric
Description
**Welcome to 30 Hickory Street East, Unit #111, Waterloo!**This bright and well-maintained 3-bedroom, 1-bathroom condominium offers 855 sq. ft. of comfortable living space in a highly desirable Waterloo location. Perfect for first-time buyers, investors, students, or professionals, this move-in-ready unit combines affordability, functionality, and convenience. Featuring a practical layout with spacious principal rooms, the home offers a welcoming living and dining area, a well-equipped kitchen with ample storage, and three generously sized bedrooms that provide flexibility for families, roommates, or a home office. Large windows fill the space with natural light, creating a warm and inviting atmosphere throughout. Enjoy the added convenience of **one owned parking space** and an **exclusive storage locker**, providing valuable extra storage and everyday practicality. Located just minutes from the University of Waterloo, Wilfrid Laurier University, Conestoga College Waterloo Campus, shopping, restaurants, parks, transit, and major commuter routes, this property offers exceptional accessibility and lifestyle appeal. Whether you're looking for a place to call home or a smart investment opportunity in a thriving university city, this well-located condo is a fantastic choice.**Property Highlights:*** 3 Bedrooms | 1 Bathroom* 855 Sq. Ft. of Living Space* Bright and Functional Layout* One Owned Parking Space* Exclusive Storage Locker* Excellent Investment Potential* Close to Universities, Shopping, Transit, Parks, and Everyday Amenities* Move-In ReadyDon't miss this opportunity to own a spacious and affordable home in one of Waterloo's most convenient and sought-after communities. (id:63159)
Listing Information
- MLS®
- X13422698
- Data last synced
- September 15, 2026
RE/MAX GOLD REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX GOLD REALTY INC.
MLS® Number: X13422698
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$239,200.00
Periodic payment — Principal & Interest (monthly)$1,543.24
Additional monthly expenses (condo fees, tax, utilities, etc.)$682.15
Total monthly cost$2,225.39
Interest paid over 5-yr term$68,555.41
Balance at end of term$215,161.17
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,202.45
Cash Needed at Closing
Minimum down payment$14,950
Estimated Land Transfer Tax (LTT)$2,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,410
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
