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Property Type: TownhouseOwnership: Freehold
111 OAK PARK Drive
Waterloo, ON N2K0B3
MLS® 40857446
$1,049,900
3 bed4.5 bath4 parking2,974 sqftBuilt 2013
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 23 feet
MR-4
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $0/mo
- Annual property tax
- $5,929.55
Interior
- Basement
- Finished, Full
- Heating
- Forced air, In Floor Heating, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 8'0'' x 12'4'' |
| 3pc Bathroom | Basement | — |
| Bedroom | Basement | 12'8'' x 16'6'' |
| Recreation room | Basement | 17'5'' x 19'7'' |
| Laundry room | Second level | — |
| 5pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 17'0'' x 14'0'' |
| 5pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 18'0'' x 13'0'' |
| 2pc Bathroom | Main level | — |
| Breakfast | Main level | 9'0'' x 8'0'' |
| Living room | Main level | 14'0'' x 13'0'' |
| Dining room | Main level | 12'0'' x 11'0'' |
| Kitchen |
Description
Modern Luxury Meets Nature: Nearly 3,000 sq ft Executive Home adjacent to RIM Park & Grey Silo Grounds located in the prestigious community of Carriage Crossing. This Thoughtfully Crafted FREEHOLD home offers a complete Luxury package with zero compromises and has everything for a turn-key living. Flooded with natural light, the Main floor showcases a cozy Great Room centered around fireplace that flows into the dining area and an elegant Gourmet Kitchen with sleek quartz tops, a center island, and premium appliances. Highlighting the 2nd level, there are 2 impressive bedrooms, each featuring a Luxury Spa-Inspired Ensuite with Heated floors. Designed for ultimate versatility, their generous scale and thoughtful layout allow either room to function as a Primary bedroom with their own Ensuite. Let’s not forget about the Walk-in Closets with Modern custom-built organizers and the convenient generous Laundry Room. Fully finished with premium details, the Lower level offers a Recreation room, an extra-large Bedroom, a 3-piece Luxury Ensuite, plus plenty of storage space – great for Guest or In-Law living. Take advantage of an abundance of professional upgrades and custom features: Premium finishes throughout, Custom Kitchen, Luxury Bathrooms, 9 Ft ceiling, Heated bathroom floors, Hardwood & Ceramic flooring, California shutters, Smart home control system, Car Lift in the Garage, complete Surround system, touchless WIC lights, premium Doors/Trim, Pot Lighting, and more. Exterior will impress with the brick/stone construction, a gorgeous backyard (with NO Rear neighbours) featuring a covered deck and a beautiful concrete patio - a tranquil private retreat perfect for relaxing or entertaining where you can enjoy unobstructed Sunset panoramas. Just steps to Shopping, Trails, Grey Silo Golf Club, Top-rated Schools, easy access to Universities, Tech campuses, & major HWY’s. Truly immaculate condition and evident pride of ownership! (id:63161)
Listing Information
- MLS®
- 40857446
- Data last synced
- October 22, 2026
Peak Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Peak Realty Ltd.
MLS® Number: 40857446
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$353/sqft
Building average
—
No other active listings in this building
118 - Colonial Acres/East Bridge average
$391/sqft
6 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.6% ($79,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$839,920.00
Periodic payment — Principal & Interest (monthly)$5,418.88
Additional monthly expenses (condo fees, tax, utilities, etc.)$643.13
Total monthly cost$6,062.01
Interest paid over 5-yr term$240,723.49
Balance at end of term$755,510.76
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$79,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,520.43
Cash Needed at Closing
Minimum down payment$79,990
Estimated Land Transfer Tax (LTT)$17,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$98,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
