Loading…
Property Type: TownhouseOwnership: Condominium
435 WINCHESTER Drive Unit# 10
Waterloo, ON N2T0B7
MLS® 40864824
$939,900
3 bed4.5 bath4 parking3,131 sqftBuilt 2014
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
R8
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $581/mo
- Annual property tax
- $7,578.66
Maintenance Fee Includes
Also included: Landscaping
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | 11'0'' x 13'6'' |
| Cold room | Basement | 7'4'' x 6'10'' |
| Utility room | Basement | 9'0'' x 13'6'' |
| 3pc Bathroom | Basement | 9'1'' x 5'7'' |
| Recreation room | Basement | 19'8'' x 24'3'' |
| Laundry room | Second level | 5'10'' x 9'11'' |
| 3pc Bathroom | Second level | 5'1'' x 9'11'' |
| Bedroom | Second level | 11'6'' x 17'2'' |
| 5pc Ensuite bath | Second level | 10'11'' x 10'6'' |
| Primary Bedroom | Second level | 19'0'' x 14'1'' |
| Family room | Second level | 12'7'' x 10'6'' |
| 2pc Bathroom | Main level | 5'4'' x 5'1'' |
| Kitchen | Main level | 10'8'' x 13'9'' |
Description
This upscale 2014-built condo townhome offers more than 2,100 square feet of thoughtfully designed living space in the quiet Upper Beechwood neighbourhood. The main level features an open layout with 9-foot ceilings, sleek flooring, and abundant pot lighting that creates a bright, airy feel. The stylish kitchen is built for both everyday use and entertaining, while the living room opens directly to a private patio with a newer retractable awning—perfect for morning coffee or evening relaxation. The home backs directly onto walking trails, giving you immediate access to green space and an easy way to keep active. Upstairs, you’ll find two large primary suites for added flexibility and comfort, as well as a family room. The finished basement is spacious and includes an additional bedroom, full bathroom and recroom. Four bathrooms serve the home well, whether for family, guests, or visitors. Outside, the double attached garage is complemented by two additional parking spaces on the double driveway. This is low-maintenance, turnkey living in a highly desirable community popular with downsizers and retirees. Condo fees are reasonable, and the location is convenient: a short drive to amenities along Fischer-Hallman Road and under 10 minutes to the heart of Uptown Waterloo. A well-built, move-in ready home that balances space, quality, and ease in one of Waterloo’s quieter pockets. (id:63159)
Listing Information
- MLS®
- 40864824
- Data last synced
- September 19, 2026
Chestnut Park Realty Southwestern Ontario Limited
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Chestnut Park Realty Southwestern Ontario Limited
MLS® Number: 40864824
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$300/sqft
Building average
—
No other active listings in this building
440 - Upper Beechwood/Beechwood W. average
$346/sqft
12 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($68,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$751,920.00
Periodic payment — Principal & Interest (monthly)$4,851.13
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,369.76
Total monthly cost$6,220.89
Interest paid over 5-yr term$215,502.43
Balance at end of term$676,354.47
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$68,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,752.81
Cash Needed at Closing
Minimum down payment$68,990
Estimated Land Transfer Tax (LTT)$15,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
