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Property Type: TownhouseOwnership: Condominium
225 BENJAMIN Road Unit# 64
Waterloo, ON N2V1Z3
MLS® 40862059
$664,888
3 bed4.5 bath3 parking2,084 sqftBuilt 1989
Amenities
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
R8
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $900/mo
- Annual property tax
- $4,497.3
Maintenance Fee Includes
WaterManagement
Also included: Common Area Maintenance, Landscaping, Insurance, Parking
Interior
- Basement
- Finished, Full
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | 8'10'' x 2'9'' |
| Den | Basement | 12'4'' x 6'6'' |
| Recreation room | Basement | 14'2'' x 10'4'' |
| Laundry room | Basement | 9'6'' x 10'3'' |
| 2pc Bathroom | Main level | 6'9'' x 2'10'' |
| Breakfast | Main level | 8'0'' x 10'6'' |
| Kitchen | Main level | 10'6'' x 7'3'' |
| Dining room | Main level | 10'8'' x 17'10'' |
| Living room | Main level | 12'11'' x 17'10'' |
| 4pc Bathroom | Second level | 5' x 9'3'' |
| Bedroom | Second level | 13'8'' x 8'5'' |
| Bedroom | Second level | 14'6'' x 9'6'' |
| 4pc Ensuite bath | Second level | 7' x 10'5'' |
Description
DISCOVER RESORT-STYLE LIVING nestled within Waterloo’s desirable TREETOPS COMMUNITY! Surrounded by mature trees and beautifully maintained grounds, this executive condominium townhome features 3 bedrooms, 3 full bathrooms, a main-floor powder room, a FINISHED BASEMENT, and parking for 3 vehicles. FRESHLY PAINTED walls, trim, and doors complement beautiful hardwood flooring, updated baseboards and interior doors, recessed lighting, and tasteful fixtures throughout. The CARPET-FREE layout features THREE SKYLIGHTS and a separate dining area overlooking the living room. A private patio offers a peaceful outdoor setting. The REFRESHED EAT-IN KITCHEN features QUARTZ COUNTERTOPS, a coordinating SUBWAY TILE BACKSPLASH, a double oven with induction cooktop, built-in microwave, and dishwasher. An adjoining breakfast nook, convenient coffee bar, and spacious walk-in pantry complete this thoughtfully appointed space. Upstairs, 3 comfortable bedrooms include a primary suite with a BEAUTIFULLY RENOVATED ENSUITE featuring dual sinks, a walk-in shower, and a skylight. A refreshed main bathroom and updated main-floor powder room continue the home’s stylish finishes. The finished lower level provides versatile recreation space for movie nights, hobbies, or a home fitness area, along with an additional full bathroom. Practical updates include a 2024 AIR-CONDITIONING UNIT, 2024 OWNED WATER HEATER, updated water softener. The furnace blower and thermostat were replaced in 2024. Condo improvements include roofs, garage doors, steps, and windows, & siding. Enjoy an INGROUND SWIMMING POOL, TENNIS/PICKLEBALL COURTS, and a CLUBHOUSE WITH SAUNA. WALKABLE ACCESS TO THE MARKET DISTRICT & immediate access to the TRANSCANADA TRAIL BEHIND which adds to the appeal, with Laurel Creek Conservation Area BEAUTIFULLY UPDATED AND SURROUNDED BY NATURE, this home brings together generous living space, exceptional amenities, and the distinctive Treetops lifestyle! (id:63159)
Listing Information
- MLS®
- 40862059
- Data last synced
- October 6, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40862059
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$319/sqft
Building average
—
No other active listings in this building
442 - Lakeshore North average
$284/sqft
4 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($41,489) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$531,910.00
Periodic payment — Principal & Interest (monthly)$3,431.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,378.78
Total monthly cost$4,810.48
Interest paid over 5-yr term$152,446.93
Balance at end of term$478,454.77
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,489
Stress test qualifying rate8.19%
Payment you must qualify for$4,833.68
Cash Needed at Closing
Minimum down payment$41,489
Estimated Land Transfer Tax (LTT)$9,773
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,762
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
