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Property Type: TownhouseOwnership: Condominium
365 BENNINGTON Gate Unit# 7
Waterloo, ON N2T2L1
MLS® 40872261
47
Walk Score
43
Transit
67
Bike
$619,000
2 bed4 full, 2 half bath4 parking2,646 sqftBuilt 1990
47
Walk Score
43
Transit
67
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
R1
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $805/mo
- Annual property tax
- $4,382.71
Interior
- Basement
- Finished, Full
- Heating
- Heat Pump, Forced air
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 2pc Bathroom | Basement | 4'1'' x 4'9'' |
| Recreation room | Basement | 19'10'' x 22'0'' |
| Bedroom | Second level | 12'11'' x 15'6'' |
| Other | Second level | 6'10'' x 11'4'' |
| Primary Bedroom | Second level | 30'8'' x 14'2'' |
| 5pc Bathroom | Second level | 12'11'' x 7'7'' |
| 3pc Bathroom | Second level | 14'1'' x 11'10'' |
| Living room | Main level | 15'1'' x 10'11'' |
| Laundry room | Main level | 7'4'' x 11'8'' |
| Kitchen | Main level | 14'11'' x 11'8'' |
| Dining room | Main level | 13'0'' x 11'0'' |
| 2pc Bathroom | Main level | 4'6'' x 5'11'' |
Description
Welcome to 365 Bennington Gate, Unit 7, nestled within a quiet, established condominium townhome community in Waterloo’s desirable Upper Beechwood neighbourhood. Surrounded by mature trees and beautifully maintained grounds, this welcoming community offers the perfect balance of peaceful living, convenience and a low-maintenance lifestyle. With condominium services taking care of the exterior upkeep, residents can enjoy the freedom to lock up and travel with confidence. Recent community improvements include new siding throughout in 2025 and new roofs in 2026, both completed within the condominium's existing budget. Residents also enjoy access to a private heated outdoor pool, picturesque surroundings and excellent nearby walking routes. Shopping, restaurants and everyday essentials are easily accessible, with The Boardwalk, Costco, public transit, universities and Waterloo’s west-end amenities just a short drive away. This beautifully updated end-unit townhome offers bright, comfortable living spaces, a generous entrance and impressive ceiling heights that create an inviting sense of openness. Numerous improvements have been completed over the years, including a renovated kitchen (2015), four updated bathrooms, a new deck, luxury vinyl plank flooring and updated trim on the main level, along with a new furnace and heat pump system (2026). Both spacious bedrooms feature their own ensuites, while the double-car garage provides convenient direct access to the main-floor utility room. Thoughtfully maintained and move-in ready, this exceptional home offers the opportunity to settle in, relax and make it your own. (id:63161)
Listing Information
- MLS®
- 40872261
- Data last synced
- October 26, 2026
RED AND WHITE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RED AND WHITE REALTY INC.
MLS® Number: 40872261
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$234/sqft
Building average
—
No other active listings in this building
440 - Upper Beechwood/Beechwood W. average
$353/sqft
12 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($36,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$495,200.00
Periodic payment — Principal & Interest (monthly)$3,194.86
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,301.87
Total monthly cost$4,496.73
Interest paid over 5-yr term$141,925.74
Balance at end of term$445,434.00
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$36,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,513.45
Cash Needed at Closing
Minimum down payment$36,900
Estimated Land Transfer Tax (LTT)$8,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$47,255
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
