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Property Type: TownhouseOwnership: Condominium
360 ERBSVILLE Road Unit# 44
Waterloo, ON N2T2W3
MLS® 40861233
$645,000
3 bed3.5 bath2 parking2,181 sqftBuilt 2000
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Bungalow
- Stories
- 1
- Frontage
- 1 feet
MD3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $756/mo
- Annual property tax
- $5,042
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Main level | — |
| 2pc Bathroom | Main level | — |
| 3pc Bathroom | Lower level | — |
| Recreation room | Lower level | 17'9'' x 26'4'' |
| Bedroom | Lower level | 14'3'' x 12'8'' |
| Bedroom | Main level | 11'1'' x 12'8'' |
| Primary Bedroom | Main level | 13'8'' x 18'7'' |
| Dining room | Main level | 10'7'' x 14'1'' |
| Kitchen | Main level | 8'0'' x 8'7'' |
| Living room | Main level | 14'4'' x 15'6'' |
Description
Bungalow living, abundant space and an unbeatable Waterloo location. Welcome to Unit 44 at 360 Erbsville Road, a well-appointed bungalow townhome in the sought-after Rembrandt Community of Upper Beechwood. Offering approximately 1,900 sq. ft. of finished living space, this home combines the ease of main-floor living with an impressive fully finished lower level. The bright main floor features two bedrooms, one full bathroom and a spacious open living/dining area with walk-out access to the rear outdoor space. The primary retreat includes a closet and private cheater ensuite, while the second bedroom offers versatility for guests or a home office. Downstairs, the finished lower level provides exceptional additional living space with a generous recreation room, bedroom, bathroom and storage. A dedicated water rough-in creates the perfect opportunity for a future wet bar, making this level ideal for entertaining, extended family or simply spreading out. The unit has 3 visitor parking spots right across and the property enjoys convenient access to Waterloo’s west-end amenities, including universities, shopping, restaurants, groceries, parks and trails. With a single-car garage, low-maintenance condominium lifestyle, generous finished space and an enviable location, this is an opportunity to enjoy all the benefits of bungalow living without compromising on space. This one is worth seeing in person. (id:63159)
Listing Information
- MLS®
- 40861233
- Data last synced
- October 11, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40861233
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$296/sqft
Building average
—
No other active listings in this building
441 - Erbsville/Laurelwood average
$465/sqft
4 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$516,000.00
Periodic payment — Principal & Interest (monthly)$3,329.06
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,285.60
Total monthly cost$4,614.65
Interest paid over 5-yr term$147,887.08
Balance at end of term$464,143.67
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,694.89
Cash Needed at Closing
Minimum down payment$39,500
Estimated Land Transfer Tax (LTT)$9,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
