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Property Type: TownhouseOwnership: Freehold
437 BEAVER CREEK Road
Waterloo, ON N2V2J8
MLS® 40869808
$728,880
2 bed3.5 bath3 parking1,544 sqftBuilt 1999
Open House
Saturday, October 31
2:00 PM – 4:00 PM
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 23 feet
R8
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,548
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Second level | 12'7'' x 20'0'' |
| Bedroom | Second level | 12'0'' x 19'0'' |
| 3pc Bathroom | Second level | — |
| 4pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 12'3'' x 17'6'' |
| 2pc Bathroom | Main level | — |
| Kitchen | Main level | 8'10'' x 10'5'' |
| Kitchen | Main level | 8'10'' x 10'1'' |
Description
Welcome to 427 Beaver Creek Road, nestled in one of Northwest Waterloo's most sought-after family neighbourhoods. Located in the desirable Beaver Creek Meadows community, this beautifully updated home offers a wonderful combination of style, comfort and everyday functionality.The bright, open-concept main floor features engineered flooring, fresh new paint throughout, and an abundance of natural light. The spacious layout creates an inviting flow between the living, dining and kitchen areas, ideal for both everyday living and entertaining. A new front door adds to the home's curb appeal, while thoughtful updates throughout give the home a fresh, move-in-ready feel. A new garbage/recycling door provides an additional practical update.Upstairs, luxury vinyl plank flooring continues throughout the second level, offering a clean, modern look and exceptional durability. The generous bedrooms provide comfortable space for family, guests or a home office.The finished basement provides valuable additional living space, perfect for a family room, recreation area, home gym or office. With parking for up to four vehicles, there is plenty of room for family and guests.Families will appreciate the excellent school options nearby, including Laurelwood Public School, Laurel Heights Secondary School and St. Nicholas Catholic Elementary School.Enjoy a quiet, low-traffic neighbourhood close to scenic trails, parks, shopping, Uptown Waterloo, the University of Waterloo and the historic village of St. Jacobs. With its desirable location, fresh updates and move-in-ready presentation, 427 Beaver Creek Road is a fantastic opportunity to call Northwest Waterloo home. (id:63161)
Listing Information
- MLS®
- 40869808
- Data last synced
- October 29, 2026
HouseSigma Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HouseSigma Inc.
MLS® Number: 40869808
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$472/sqft
Building average
—
No other active listings in this building
441 - Erbsville/Laurelwood average
$421/sqft
4 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($47,888) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$583,104.00
Periodic payment — Principal & Interest (monthly)$3,761.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$456.00
Total monthly cost$4,217.99
Interest paid over 5-yr term$167,119.28
Balance at end of term$524,503.93
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$47,888
Stress test qualifying rate8.19%
Payment you must qualify for$5,280.24
Cash Needed at Closing
Minimum down payment$47,888
Estimated Land Transfer Tax (LTT)$11,053
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,441
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
