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Property Type: TownhouseOwnership: Freehold
439 BEAVER CREEK Road
Waterloo, ON N2V2J8
MLS® 40859020
$719,000
2 bed2.5 bath4 parking1,614 sqftBuilt 2000
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 92 feet
R8
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,798.07
Interior
- Basement
- Partially finished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreation room | Basement | 12'8'' x 17'0'' |
| Bedroom | Second level | 10'0'' x 10'0'' |
| Primary Bedroom | Second level | 13'6'' x 18'0'' |
| 4pc Ensuite bath | Second level | — |
| Laundry room | Second level | 5'10'' x 8'4'' |
| 2pc Bathroom | Main level | — |
| Living room/Dining room | Main level | 12'0'' x 17'2'' |
| Kitchen | Main level | 8'0'' x 8'10'' |
Description
Welcome to 439 Beaver Creek Road! An absolutely stunning property nestled in one of Northwest Waterloo's most sought-after communities. Muskoka-like views! This home seamlessly combines contemporary style with daily functionality, boasting a bright, open-concept layout designed for modern living. The spacious main floor invites an abundance of natural light, showcasing premium finishes and multiple upgrades throughout. Enjoy the functional kitchen perfect for culinary enthusiasts, and a seamless flow out to the backyard with wrap around deck ideal for outdoor enjoyment and quiet evenings. Situated in the serene Beaver Creek Meadows enclave, you are steps away from highly rated local schools, neighbourhood parks, and beautiful scenic trails. While enjoying a quiet, low-noise environment, you remain exceptionally connected with quick access to supermarkets, Uptown Waterloo, the University of Waterloo, and the historic village of St. Jacobs. Don't miss the opportunity to make this exquisite property your next home! UPDATES: 2017....Roof 2018...furnace and air conditioning, window in living room, built-ins and quartz countertop, flooring and lighting in upstairs bathroom 2019...deck alongside of house with glass railing, replaced boards on old deck, new windows in house and patio door (no new window in basement or front entrance) 2020...kitchen cupboards refaced, built-ins in the living room 2023...tile flooring in entrance and powder room, engineered hardwood on main floor and upstairs hall 2024...front door, live edge fireplace mantel, new just-right-height toilets in both bathrooms, backyard landscaping brick border 2025...pendant lighting above island and outlet in island 2026...railing and rod iron spindles on main floor and up the stairs to bedrooms, quartz countertop and backsplash in kitchen, sink and taps in kitchen. A spectacular place to call home! Call to book your showing today! (id:63159)
Listing Information
- MLS®
- 40859020
- Data last synced
- October 5, 2026
ROYAL LEPAGE WOLLE REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE WOLLE REALTY
MLS® Number: 40859020
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$445/sqft
Building average
—
No other active listings in this building
441 - Erbsville/Laurelwood average
$427/sqft
4 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.5% ($46,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$575,200.00
Periodic payment — Principal & Interest (monthly)$3,711.00
Additional monthly expenses (condo fees, tax, utilities, etc.)$480.84
Total monthly cost$4,191.83
Interest paid over 5-yr term$164,853.97
Balance at end of term$517,394.26
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$46,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,211.29
Cash Needed at Closing
Minimum down payment$46,900
Estimated Land Transfer Tax (LTT)$10,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$59,255
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
