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Property Type: TownhouseOwnership: CondominiumNEW LISTING
119 - 338 ALBERT STREET
Waterloo, ON N2L3T8
MLS® X14125750
$550,000
3 bed3 bath1 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $564/mo
- Annual property tax
- $5,244
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Primary Bedroom | Basement | — |
| Living room | Main level | — |
| Utility room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Basement | — |
| Bedroom | Basement | — |
| Bathroom | Basement | — |
| Bathroom | Basement | — |
Description
Fully Furnished Multi-Level Townhome Steps to Wilfrid Laurier & University of Waterloo - Welcome to Unit 119 - 338 Albert Street, a beautifully laid-out, multi-level townhome in Waterloo's Ivy Towns III community. Offering 3 bedrooms and 3 bathrooms, this home pairs smart, flexible design with one of Waterloo's most in-demand locations - just steps from both Wilfrid Laurier University and the University of Waterloo. Sold fully furnished, it's truly turnkey for an owner-occupier, investor, or student household. A private ground-level entrance opens onto the main living level, with a bright kitchen and dining area that walks out to your own private mini balcony, plus a convenient 3-piece bath and utility space. Downstairs, all three bedrooms are tucked away on the lower level for a quiet, private night's sleep or power study session, along with a with two additional full bathrooms, and in-suite laundry for everyday ease. With transit right outside your door and Waterloo Park just minutes away, this is a rare opportunity for investors, families, or anyone looking to live close to both campuses. Move-in ready, fully furnished, and full of flexibility - don't miss your chance to own in one of Waterloo's most sought-after university-area communities. (id:63161)
Listing Information
- MLS®
- X14125750
- Data last synced
- October 29, 2026
eXp Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: eXp Realty
MLS® Number: X14125750
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($30,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$440,000.00
Periodic payment — Principal & Interest (monthly)$2,838.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,001.00
Total monthly cost$3,839.73
Interest paid over 5-yr term$126,105.26
Balance at end of term$395,781.42
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$30,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.95
Cash Needed at Closing
Minimum down payment$30,000
Estimated Land Transfer Tax (LTT)$7,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
