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Property Type: TownhouseOwnership: Condominium
142 FOAMFLOWER PLACE
Waterloo, ON N2V0G9
MLS® X13646982
$499,900
3 bed2 bath1 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
R9 R6-FT
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $304/mo
- Annual property tax
- $3,726 (2025)
Maintenance Fee Includes
Also included: Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Great room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | — |
Description
Welcome to effortless condo living in one of the area's most sought-after communities! This bright and spacious open-concept suite offers 3 bedrooms, 2 full bathrooms, and the convenience of in-suite laundry-perfect for families, professionals, or investors alike. The timeless white kitchen features a large centre island with ample seating and prep space, flowing seamlessly into the generous living and dining area-ideal for entertaining family and friends. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. The primary bedroom offers a walk-in closet and a private ensuite bathroom, while two additional bedrooms provide excellent flexibility for children, guests, or a home office setup. Step outside to your oversized private patio-perfect for outdoor dining, relaxing, or enjoying warm summer evenings. Condo fees add exceptional value by covering exterior maintenance, snow removal, and high-speed internet for truly stress-free living. Conveniently located close to shopping, schools, walking trails, public transit, and everyday amenities, with easy access to the universities, this home combines comfort, lifestyle, and location in one exceptional package. (id:63159)
Listing Information
- MLS®
- X13646982
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
CENTURY 21 LEGACY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 LEGACY LTD.
MLS® Number: X13646982
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$614.36
Total monthly cost$3,194.51
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
