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Property Type: Detached HouseOwnership: Freehold
149 WOOLWICH Street
Waterloo, ON N2K1S5
MLS® 40858748
$1,199,000
5 bed5.5 bath7 parking3,642 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 2
- Frontage
- 59 feet
A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $14,056
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, In Floor Heating, Electric, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Loft | Second level | 18'6'' x 15'3'' |
| Utility room | Main level | 6'6'' x 5'3'' |
| Primary Bedroom | Main level | 22'3'' x 13'3'' |
| Living room | Main level | 14'2'' x 17'5'' |
| Kitchen | Main level | 19'3'' x 21'10'' |
| Foyer | Main level | 8'6'' x 6'3'' |
| Family room | Main level | 12'2'' x 17'5'' |
| Dining room | Main level | 16'7'' x 17'0'' |
| Den | Main level | 21'7'' x 16'10'' |
| Bedroom | Main level | 10'7'' x 14'9'' |
| Bedroom | Main level | 23'6'' x 18'1'' |
| Bedroom | Main level | 13'10'' x 19'1'' |
| Bedroom | Main level | 14'5'' x 17'2'' |
Description
A MASTERPIECE WITH TWO SEPARATE DRIVEWAYS! Welcome to 149 Woolwich Street, an extraordinary 3,600+ sq. ft. bungaloft with a modern and contemporary interior. Extensively renovated and expanded in 2017, this remarkable 5-bedroom, 4.5-bath residence is set on an impressive 241' x 50' fully fenced lot framed by mature trees, offering exceptional privacy and presence. Inside, soaring 10' ceilings, abundant natural light and multi-zone in-floor heating create an atmosphere of understated luxury. All 5 bedrooms are conveniently located on the main level, each with ensuite access. The dramatic foyer sets the tone with a striking floating staircase, glass railings and living wall, leading to an airy loft with panoramic views—ideal as an executive office, lounge or additional living space. Designed for sophisticated entertaining, the open-concept kitchen showcases granite countertops and stainless steel appliances. A separate family room offers an intimate place to unwind, while the adjoining laundry provides direct access to a private side terrace with natural gas BBQ hookup. The primary suite is a serene retreat featuring a wood-burning stove, custom built-in closets, walkout to the rear deck and a spa-inspired 4-piece ensuite with dual sinks and an oversized glass shower. Outdoors, the secluded backyard is an entertainer’s escape with mature trees, an expansive deck and pergola. A drive-through single garage, two separate driveways and space for an additional garage on the right side of the home complete this exceptional property. Bold architecture, impressive scale and refined indoor-outdoor living make 149 Woolwich Street a truly rare Waterloo residence. A rare Waterloo offering that must be experienced in person. (id:63161)
Listing Information
- MLS®
- 40858748
- Data last synced
- October 28, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40858748
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$329/sqft
Building average
—
No other active listings in this building
120 - Lexington/Lincoln Village average
$413/sqft
21 active listing(s)
Parking: 7 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,353.33
Total monthly cost$7,541.77
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$94,900
Stress test qualifying rate8.19%
Payment you must qualify for$8,560.91
Cash Needed at Closing
Minimum down payment$94,900
Estimated Land Transfer Tax (LTT)$20,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
