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Property Type: Detached HouseOwnership: Freehold
212 SLEAFORD Street
Waterloo, ON N2J4Z8
MLS® 40839253
$849,900
4 bed4.5 bath4 parking2,571 sqftBuilt 2006
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.09 acres
- Frontage
- 36 feet
50-R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,421.13
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | — |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 11'0'' x 10'4'' |
| Bedroom | Second level | 10'1'' x 12'1'' |
| Primary Bedroom | Second level | 13'0'' x 15'3'' |
| Family room | Second level | 14'6'' x 15'3'' |
| 2pc Bathroom | Main level | — |
| Living room/Dining room | Main level | 12'4'' x 21'0'' |
| Dining room | Main level | 11'6'' x 8'2'' |
| Kitchen | Main level | 8'9'' x 11'6'' |
| Bedroom | Basement | 8'0'' x 12'0'' |
| 3pc Bathroom | Basement | 12'0'' x 8'8'' |
| Recreation room | Basement | 14'6'' x 15'3'' |
Description
**Welcome to 212 Sleaford Street, Waterloo!** LOCATION LOCATION LOCATION!! This inviting detached house with a double-car garage locates in one of the most desirable area in the City of Waterloo. It offers an exceptional combination of space, versatility, and convenience. The upper level features 3 comfortable bedrooms and a generously sized family room filled with natural light, make it an ideal space for relaxing, entertaining, or spending quality time with family members together. The finished basement expands the home’s possibilities with an additional bedroom, a 3-piece bathroom, and spacious recreation space. With its own separate entrance, the lower level offers excellent flexibility for extended family, guests, a private home office, or potential future rental use. Ideally situated just minutes from Conestoga Mall and HWY 85, provides convenient access to shopping, restaurants, public transit, major routes throughout Waterloo Region. It is also within easy reach of the University of Waterloo, Wilfrid Laurier University, and Conestoga College by public transit or a 10 mins drive, making it an attractive opportunity for first-time buyers, growing families, and investors alike. RIM Park Sportsplex is also nearby, provides family with easy access to various sports throughout the season (hockey, skating, indoor/outdoor soccer fields, basketball, badminton and more). Recent improvements include a new hot water tank installed in 2026 (owned), and a new water softener (owned, 2025). As an added bonus, ALL FURNITURE currently in the home can be INCLUDED, offering a truly convenient and move-in-ready opportunity. With its generous living space, versatile finished basement, double garage, and highly desirable Waterloo location, this is a home you will not want to miss!!! (id:63159)
Listing Information
- MLS®
- 40839253
- Data last synced
- September 15, 2026
SOLID STATE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SOLID STATE REALTY INC.
MLS® Number: 40839253
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$331/sqft
Building average
—
No other active listings in this building
116 - Glenridge/Lincoln Heights average
$405/sqft
16 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$580.76
Total monthly cost$4,967.37
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$59,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,124.76
Cash Needed at Closing
Minimum down payment$59,990
Estimated Land Transfer Tax (LTT)$13,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
