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Property Type: Detached HouseOwnership: Freehold
111 MACGREGOR Crescent
Waterloo, ON N2J3X1
MLS® 40866832
$785,000
3 bed3.5 bath5 parking1,695 sqftBuilt 1964
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 53 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,783.75
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | 5'11'' x 11'3'' |
| Utility room | Basement | 6'11'' x 8'9'' |
| Storage | Basement | 14'2'' x 9'1'' |
| 3pc Bathroom | Basement | 12'2'' x 9'1'' |
| Recreation room | Basement | 23'2'' x 10'9'' |
| 5pc Bathroom | Second level | 7'0'' x 8'0'' |
| Bedroom | Second level | 10'7'' x 13'7'' |
| Bedroom | Second level | 9'2'' x 10'1'' |
| Primary Bedroom | Second level | 14'1'' x 10'5'' |
| 2pc Bathroom | Main level | 4'5'' x 5'8'' |
| Kitchen | Main level | 23'1'' x 9'1'' |
| Dining room | Main level | 9'8'' x 9'11'' |
| Living room | Main level | 14'1'' x 11'1'' |
Description
Welcome to 111 MacGregor Crescent, a beautifully updated two-storey home in a quiet Waterloo neighbourhood surrounded by mature trees and green space. Situated on a large, incredibly private lot bordering Hillside Park and Laurel Creek, this is the kind of setting that is increasingly hard to find, with no rear neighbours and nature right beyond your property line. Enjoy the privacy, peaceful setting and extra green space right outside your door. Extensively updated since 2010, this three-bedroom, three-bathroom home is ready for you to settle in and enjoy, with the major updates already taken care of. The main level features a welcoming living room and dining room, with French doors leading to the deck. The large updated kitchen is equally inviting, with soft-close cupboards, newer stainless steel appliances and a second set of French doors, creating an easy flow between the indoor and outdoor living spaces. Upstairs are three bright, generously sized bedrooms with beautiful hardwood flooring, along with the renovated main bathroom. The finished basement adds a large recreation room with hardwood flooring and a gas fireplace, brand-new three-piece bathroom, laundry room and plenty of storage. Outside, the deck overlooks the private, treed setting, creating a peaceful space for relaxing or entertaining. With a single-car garage and double-wide driveway, there is plenty of room for parking. Updates include furnace, insulation, roof, siding, eavestroughs, downspouts, windows, exterior doors, garage door and hardwood flooring (2010); main bathroom (2015); kitchen (2018); a/c (2023); appliances (2024); breaker panel (2025); hot water heater, water softener and washer/dryer (2026). Close to the expressway, shopping, restaurants, parks and trails. A fantastic family home in a wonderful Waterloo location, ready for you to move in and enjoy. (id:63161)
Listing Information
- MLS®
- 40866832
- Data last synced
- October 27, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40866832
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$463/sqft
Building average
—
No other active listings in this building
116 - Glenridge/Lincoln Heights average
$393/sqft
16 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($53,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$628,000.00
Periodic payment — Principal & Interest (monthly)$4,051.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$483.65
Total monthly cost$4,535.29
Interest paid over 5-yr term$179,986.61
Balance at end of term$564,888.03
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$53,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,671.86
Cash Needed at Closing
Minimum down payment$53,500
Estimated Land Transfer Tax (LTT)$12,175
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
