Loading…
Property Type: Detached HouseOwnership: FreeholdNEW LISTING
421 BAIRSTOW Crescent
Waterloo, ON N2K2H7
MLS® 40874065
63
Walk Score
40
Transit
56
Bike
$569,000
3 bed2 bath2 parking1,621 sqft
63
Walk Score
40
Transit
56
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 30 feet
MD
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,987
Interior
- Basement
- Finished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 8'4'' x 12'1'' |
| 3pc Bathroom | Lower level | — |
| 4pc Bathroom | Second level | — |
| Recreation room | Lower level | 9'4'' x 18'0'' |
| Bedroom | Second level | 9'5'' x 9'3'' |
| Bedroom | Second level | 13'0'' x 10'3'' |
| Bedroom | Second level | 9'5'' x 12'1'' |
Description
Welcome Home to this amazing SEMI-DETACHED(freehold) house in amazing location of Waterloo. This bright, open-concept home is perfect for family living and investment. It features a stylish kitchen with a large island and backyard access. A generously sized island serves as a versatile hub for casual dining, meal prep, and morning coffee, all beautifully tied together by an eye-catching backsplash. Upstairs offers three bedrooms decent sized and a 4 piece washroom. The finished basement(SEPRATE ENTRANCE) with a kitchenette and Washroom ideal for in-law suite or rent. There are lots of updates that includes Furnace(2025), Paint(2025), Electrical(2026). It's located near highways, University of Waterloo, Conestoga Mall, Shopping, RIM Park, Highway 85, St. Jacobs Farmers’ Market and MUCH MORE! (id:63161)
Listing Information
- MLS®
- 40874065
- Data last synced
- October 27, 2026
RE/MAX Real Estate Centre Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Real Estate Centre Inc.
MLS® Number: 40874065
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$351/sqft
Building average
—
No other active listings in this building
120 - Lexington/Lincoln Village average
$412/sqft
21 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.6% ($31,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$455,200.00
Periodic payment — Principal & Interest (monthly)$2,936.80
Additional monthly expenses (condo fees, tax, utilities, etc.)$329.92
Total monthly cost$3,266.71
Interest paid over 5-yr term$130,461.63
Balance at end of term$409,453.87
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$31,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,164.53
Cash Needed at Closing
Minimum down payment$31,900
Estimated Land Transfer Tax (LTT)$7,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,255
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
