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Property Type: Detached HouseOwnership: Freehold
620 NEW BEDFORD Drive
Waterloo, ON N2K4C4
MLS® 40867755
$649,900
2 bed2.5 bath3 parking2,094 sqftBuilt 2003
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 22 feet
FR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,261
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreation room | Basement | 21'7'' x 11'4'' |
| 3pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 16'6'' x 18'7'' |
| Bedroom | Second level | 12'8'' x 9'0'' |
| Family room | Second level | 16'3'' x 9'1'' |
| Dinette | Main level | 7'5'' x 11'2'' |
| Kitchen | Main level | 8'7'' x 11'2'' |
| 2pc Bathroom | Main level | — |
| Dining room | Main level | 11'6'' x 11'9'' |
| Living room | Main level | 12'9'' x 13'11'' |
Description
Welcome to 620 New Bedford Drive in Waterloo’s sought-after Eastbridge neighbourhood, offering attractive curb appeal, a low-maintenance yard, stamped concrete walkway and a detached single-car garage with additional parking via the private rear laneway. Inside, the main floor features hardwood flooring throughout the living and dining rooms, complete with gas fireplace, while the spacious kitchen offers a separate dinette area and a versatile flex space with built-in cabinetry and desk. Upstairs, you’ll find a bright family room, two bedrooms and a renovated family bathroom, with the oversized primary bedroom offering convenient cheater ensuite privileges. The fully finished basement provides plenty of additional living space and flexibility, along with a dedicated workshop. Recent updates include a newer furnace and tankless hot water heater. A great opportunity in East Waterloo, conveniently located close to shopping, RIM Park, trails, schools and easy highway access. Book your private showing today and Make this home your own! (id:63161)
Listing Information
- MLS®
- 40867755
- Data last synced
- October 25, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40867755
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$310/sqft
Building average
—
No other active listings in this building
118 - Colonial Acres/East Bridge average
$387/sqft
18 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (condo fees, tax, utilities, etc.)$460.08
Total monthly cost$3,814.43
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.08
Cash Needed at Closing
Minimum down payment$39,990
Estimated Land Transfer Tax (LTT)$9,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
