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Property Type: Detached HouseOwnership: Freehold
537B BARWICK Crescent
Waterloo, ON N2K3P4
MLS® 40870759
$629,900
3 bed2.5 bath2 parking1,569 sqftBuilt 1990
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 29 feet
SD1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,669
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 10'2'' x 21'2'' |
| Bedroom | Second level | 8'10'' x 11'6'' |
| Bedroom | Second level | 10'7'' x 11'7'' |
| Primary Bedroom | Second level | 11'7'' x 16'3'' |
| 4pc Bathroom | Second level | — |
| Living room | Main level | 11'0'' x 11'9'' |
| Eat in kitchen | Main level | 7'5'' x 16'6'' |
| Dining room | Main level | 10'1'' x 11'0'' |
| 2pc Bathroom | Main level | — |
Description
Stunning, move-in-ready freehold semi-detached home in desirable Waterloo! This beautifully renovated home features numerous recent upgrades, including a new roof (2024), furnace and A/C (2025), owned hot water heater, water softener (2025), and all-new appliances (2025). Enjoy fresh flooring, updated bathrooms, new trim, and fresh paint throughout. The spacious foyer welcomes you into a sunlit eat-in kitchen and a large living and dining area with sliding doors leading to a fully fenced 150-foot-deep backyard, perfect for relaxing and entertaining. Upstairs, you’ll find three spacious bedrooms and a recently updated four-piece bathroom. The finished basement offers a cozy recreation room with LED pot lights, along with plenty of additional storage space. Complete with an attached garage and convenient interior access, this beautifully updated home is located in a highly desirable neighbourhood. Shows AAA+! Book your showing today! (id:63161)
Listing Information
- MLS®
- 40870759
- Data last synced
- October 26, 2026
Mcintyre Real Estate Services Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Mcintyre Real Estate Services Inc.
MLS® Number: 40870759
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$401/sqft
Building average
—
No other active listings in this building
118 - Colonial Acres/East Bridge average
$381/sqft
18 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($37,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$503,920.00
Periodic payment — Principal & Interest (monthly)$3,251.12
Additional monthly expenses (condo fees, tax, utilities, etc.)$467.08
Total monthly cost$3,718.20
Interest paid over 5-yr term$144,424.92
Balance at end of term$453,277.67
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$37,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,589.52
Cash Needed at Closing
Minimum down payment$37,990
Estimated Land Transfer Tax (LTT)$9,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
