Loading…
Property Type: Detached HouseOwnership: Freehold
449 EXMOOR Street
Waterloo, ON N2K3T7
MLS® 40871449
$650,000
3 bed2.5 bath3 parking1,825 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Cape Cod
- Stories
- 2
- Frontage
- 32 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,969
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Lower level | 5'6'' x 9'9'' |
| Recreation room | Lower level | 24'0'' x 18'4'' |
| Laundry room | Lower level | 6'5'' x 7'7'' |
| Primary Bedroom | Second level | 19'3'' x 10'4'' |
| Bedroom | Second level | 14'1'' x 10'4'' |
| Bedroom | Second level | 10'6'' x 9'5'' |
| 4pc Bathroom | Second level | 12'10'' x 9'5'' |
| Living room | Main level | 20'4'' x 10'11'' |
| Kitchen | Main level | 9'2'' x 8'10'' |
| Dinette | Main level | 8'5'' x 8'10'' |
| 2pc Bathroom | Main level | 5'0'' x 4'11'' |
Description
Welcome to 449 Exmoor Street, located in the highly sought after Lexington neighbourhood in Waterloo. This well-maintained, detached Cape Cod-style home is the perfect blend of comfort, convenience and move-in-ready appeal. Featuring 3 bedrooms and 2 bathrooms, this home has been freshly painted and offers carpet-free living with laminate flooring throughout. The large, sun-filled living room provides a welcoming space to relax or entertain, while the updated kitchen features stainless steel appliances and patio doors leading to the deck, perfect for enjoying your morning coffee or crisp, Fall evenings outdoors. The fully fenced backyard offers great space for kids, pets and outdoor gatherings. The basement offers flexible bonus space for a rec room, home office or gym, adding valuable living area beyond the main floor. Located in an exceptional, family-friendly neighbourhood, you’ll love being close to great schools, parks, scenic trails and an abundance of amenities. With easy access to Highways 7/8 and the 401, commuting is a breeze. Whether you’re a first-time buyer, growing family or looking to downsize, this home is ready for you to move in and make it your own! (id:63159)
Listing Information
- MLS®
- 40871449
- Data last synced
- October 19, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40871449
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$356/sqft
Building average
—
No other active listings in this building
120 - Lexington/Lincoln Village average
$411/sqft
21 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (condo fees, tax, utilities, etc.)$505.08
Total monthly cost$3,859.95
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$40,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.78
Cash Needed at Closing
Minimum down payment$40,000
Estimated Land Transfer Tax (LTT)$9,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
