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Property Type: Detached HouseOwnership: Freehold
299 CREIGHTON Court
Waterloo, ON N2K1W5
MLS® 40869250
$899,000
4 bed3.5 bath6 parking2,213 sqftBuilt 1972
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 3
- Lot size
- 0.21 acres
- Frontage
- 47 feet
SR1A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,439
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | — |
| Laundry room | Basement | 10'3'' x 10'4'' |
| Recreation room | Basement | 12'7'' x 16'4'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 10'7'' x 14'11'' |
| Bedroom | Second level | 8'11'' x 11'7'' |
| Primary Bedroom | Second level | 10'7'' x 13'10'' |
| Bedroom | Lower level | 13'3'' x 13'3'' |
| Family room | Lower level | 10'11'' x 19'10'' |
| 2pc Bathroom | Lower level | — |
| Kitchen | Main level | 11'6'' x 12'8'' |
| Dining room | Main level | 12'8'' x 11'6'' |
| Living room | Main level | 13'1'' x 17'5'' |
Description
Welcome to 299 Creighton Court, Waterloo! This beautifully renovated 4-bedroom side-split is tucked away on a quiet, private court and set on a pie-shaped lot with extensive private fencing, a huge yard and exceptional outdoor living space. Offering 4 bedrooms, this versatile home provides plenty of room for families, guests and working from home. The main-floor bedroom addition was completed in 2020, while the finished basement features a recreation room and 3-piece bathroom added in 2018. The finished rec room provides excellent additional living space, while the crawl space offers ample shelving and storage space. The inviting living room features an electric fireplace, the bay window replaced in 2018, with updated flooring in the kitchen and living room completed in 2015. The warm office/den features cedar walls and ceiling, with sliding doors from the kitchen and office/den leading to expansive decks and patios. The impressive backyard is an entertainer’s dream, featuring a heated above-ground pool, hot tub, huge yard and multiple outdoor living areas. Additional features include a durable steel roof, windows and doors replaced in 2010, and a brand-new air conditioner installed just weeks ago. The home also features a multi-room stereo system with speakers wired throughout. A fantastic opportunity to enjoy a thoughtfully updated home with incredible indoor and outdoor living space in a quiet Waterloo court, with Sandowne Public School with French Immersion just a 5-minute walk away. (id:63161)
Listing Information
- MLS®
- 40869250
- Data last synced
- October 27, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40869250
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$406/sqft
Building average
—
No other active listings in this building
120 - Lexington/Lincoln Village average
$408/sqft
21 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$647.58
Total monthly cost$5,287.62
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,467.40
Cash Needed at Closing
Minimum down payment$64,900
Estimated Land Transfer Tax (LTT)$14,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
