Loading…
Property Type: Detached HouseOwnership: Freehold
298 CREIGHTON Court
Waterloo, ON N2K1W6
MLS® 40870049
$899,999
4 bed2.5 bath6 parking1,706 sqftBuilt 1972
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 47 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,158
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 8'3'' x 14'11'' |
| Utility room | Basement | 21'10'' x 14'4'' |
| Laundry room | Basement | 10'6'' x 11'4'' |
| Bedroom | Basement | 12'5'' x 11'7'' |
| Recreation room | Basement | 21'11'' x 11'2'' |
| 5pc Bathroom | Third level | — |
| Bedroom | Third level | 10'6'' x 11'3'' |
| Bedroom | Third level | 12'0'' x 11'3'' |
| Primary Bedroom | Third level | 14'3'' x 11'11'' |
| 2pc Bathroom | Main level | — |
| Foyer | Main level | 8'3'' x 6'10'' |
| Family room | Main level | 22'1'' x 11'6'' |
| Kitchen | Second level | 12'1'' x 13'4'' |
Description
Family living and outdoor entertainment at its best. Welcome to this spacious side-split home tucked away on a quiet cul-de-sac in a family-friendly neighbourhood. It is easy walking distance to a French Immersion K–6 school and some great parks for the kids. All with easy highway access. This home is the perfect blend of convenience and community. Inside, you’ll find 3+1 bedrooms and 2 bathrooms, offering space and flexibility for a growing family. The main level features an eat-in kitchen, large dining room that easily accommodates a table for 8—perfect for family gatherings - and a bright living room with bay windows that fill the room with natural light. Down a few steps is the family room with built-in wall unit, gas fireplace and sliding glass doors to the backyard. A great place for family movie night. The finished basement includes a rec room - ideal for family game night - along with an extra bedroom and plenty of storage. Love summer entertaining? This is the house for you. The backyard is a rare find in the city—an expansive, fully fenced outdoor oasis. Enjoy a large pool with pool shed and change room, a 22’ x 12’ wooden gazebo for shaded relaxation, plus a separate fully fenced lawn area with a shady tree and patio awning. There’s plenty of space for kids, pets, and your favourite outdoor games like cornhole or washer toss. This home is move-in ready and designed for both everyday living and entertaining—don’t miss your chance to make it yours! 24 hour irrevocable on all offers. (id:63159)
Listing Information
- MLS®
- 40870049
- Data last synced
- October 15, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40870049
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$528/sqft
Building average
—
No other active listings in this building
120 - Lexington/Lincoln Village average
$401/sqft
21 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($65,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,999.00
Periodic payment — Principal & Interest (monthly)$4,645.19
Additional monthly expenses (condo fees, tax, utilities, etc.)$598.17
Total monthly cost$5,243.36
Interest paid over 5-yr term$206,353.78
Balance at end of term$647,641.43
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$65,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,474.37
Cash Needed at Closing
Minimum down payment$65,000
Estimated Land Transfer Tax (LTT)$14,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
