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Property Type: Detached HouseOwnership: Freehold
378 MEADOWVALE Place
Waterloo, ON N2K3P7
MLS® 40862964
$919,500
3 bed2 bath6 parking2,445 sqftBuilt 1997
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 3
- Frontage
- 83 feet
SR1-10
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,227.74
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 13'2'' x 5'3'' |
| Laundry room | Basement | 14'5'' x 9'0'' |
| Media | Basement | 14'7'' x 23'3'' |
| 3pc Bathroom | Lower level | — |
| Family room | Lower level | 20'8'' x 25'9'' |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 11'4'' x 9'5'' |
| Bedroom | Second level | 12'4'' x 10'1'' |
| Primary Bedroom | Second level | 13'11'' x 13'4'' |
| Dining room | Main level | 10'4'' x 15'7'' |
| Kitchen | Main level | 10'4'' x 14'11'' |
| Living room | Main level | 10'3'' x 15'2'' |
Description
Welcome to this immaculate 4-level backsplit in one of Waterloo's most sought-after family neighbourhoods! Offering 3 spacious bedrooms, 2 full bathrooms, a double-car garage, a 4 vehicle driveway and just minutes from the expressway! This move-in-ready home has room for the whole family. The bright, main floor living room features a cathedral ceiling and a stunning kitchen featuring a functional island with seating, abundant cabinetry, and plenty of space to gather. Relax in the inviting family room with a cozy fireplace and 9-foot ceilings, or enjoy movie nights in the finished basement media room with heated floors. The laundry room features built in cabinets for extra storage. Step outside to your private, professionally landscaped backyard, complete with a 10' x 20' composite deck, irrigation system, and storage shed. Additional highlights include an on-demand water heater with no rental items. Ideally located within walking distance to schools, RIM Park, Grey Silo Golf Course, trails, and just minutes from St. Jacobs and the Farmers' Market! This is the perfect combination of style, space, and location. Don't miss your chance to call it home. (id:63161)
Listing Information
- MLS®
- 40862964
- Data last synced
- October 25, 2026
MAKEY REAL ESTATE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: MAKEY REAL ESTATE INC.
MLS® Number: 40862964
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$376/sqft
Building average
—
No other active listings in this building
120 - Lexington/Lincoln Village average
$410/sqft
21 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($66,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$735,600.00
Periodic payment — Principal & Interest (monthly)$4,745.84
Additional monthly expenses (condo fees, tax, utilities, etc.)$557.65
Total monthly cost$5,303.49
Interest paid over 5-yr term$210,825.07
Balance at end of term$661,674.58
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$66,950
Stress test qualifying rate8.19%
Payment you must qualify for$6,610.45
Cash Needed at Closing
Minimum down payment$66,950
Estimated Land Transfer Tax (LTT)$14,865
Legal / closing costs (typical estimate)$1,500
Total cash needed$83,315
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
