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Property Type: Detached HouseOwnership: Freehold
157 DAWSON Street
Waterloo, ON N2L1R9
MLS® 40862405
$799,999
5 bed3.5 bath4 parking2,157 sqftBuilt 1914
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 1.5
- Frontage
- 44 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,357
Interior
- Basement
- Finished, Full
- Heating
- Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 7'5'' x 10'7'' |
| Kitchen | Basement | 7'9'' x 8'11'' |
| Bedroom | Basement | 11'11'' x 14'10'' |
| Bedroom | Basement | 8'10'' x 12'2'' |
| 3pc Bathroom | Basement | 6'9'' x 7'5'' |
| Loft | Second level | 17'7'' x 19'2'' |
| Bedroom | Second level | 9'7'' x 15'4'' |
| 2pc Bathroom | Second level | 4'7'' x 4'4'' |
| Primary Bedroom | Main level | 11'9'' x 11'10'' |
| Living room | Main level | 11'3'' x 12'0'' |
| Kitchen | Main level | 11'9'' x 15'8'' |
| Mud room | Main level | 7'9'' x 12'5'' |
| Bedroom | Main level | 9'3'' x 12'0'' |
Description
MORE THAN A HOME. A SMARTER WAY TO OWN IN UPTOWN WATERLOO. Welcome to 157 Dawson Street. A beautifully appointed home that pairs everyday comfort with exceptional flexibility. The charming front porch welcomes you in, while the abundant natural light create an airy, inviting main level. The spacious kitchen, two bedrooms and full bathroom offer convenient main-floor living, while upstairs features a private third bedroom, den and powder room. The finished lower level is where this property again shines, with two bedrooms, a kitchen, four-piece bathroom and its own separate entrance with an attached mudroom. Ideal for extended family, guests or rental potential, it offers an opportunity to create a valuable mortgage helper while maintaining separation from the main space. AND the location is hard to beat. Walk to the University of Waterloo, Wilfrid Laurier University, Uptown Waterloo, restaurants, cafes, shopping and transit. A double car garage adds another layer of practicality and value. A lovely Waterloo home with the space, location and flexibility to make your investment work harder. Furniture included. **measurements as per previous Iguide (id:63159)
Listing Information
- MLS®
- 40862405
- Data last synced
- October 2, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40862405
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$371/sqft
Building average
—
No other active listings in this building
415 - Uptown Waterloo/Westmount average
$541/sqft
22 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$639,999.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (condo fees, tax, utilities, etc.)$554.42
Total monthly cost$4,683.47
Interest paid over 5-yr term$183,425.55
Balance at end of term$575,681.17
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$55,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,776.53
Cash Needed at Closing
Minimum down payment$55,000
Estimated Land Transfer Tax (LTT)$12,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
