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Property Type: Detached HouseOwnership: Freehold
98 AMOS Avenue
Waterloo, ON N2L5C4
MLS® 40869005
$775,000
4 bed2 bath3 parking1,932 sqftBuilt 1973
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Frontage
- 57 feet
SR2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,841
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Lower level | — |
| 3pc Bathroom | Lower level | — |
| Bedroom | Lower level | 8'9'' x 11'2'' |
| Recreation room | Lower level | 17'6'' x 23'8'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 10'1'' x 9'3'' |
| Bedroom | Main level | 9'10'' x 12'0'' |
| Primary Bedroom | Main level | 10'10'' x 12'0'' |
| Kitchen | Main level | 11'6'' x 9'3'' |
| Dining room | Main level | 9'10'' x 9'8'' |
| Living room | Main level | 12'0'' x 16'4'' |
Description
Welcome to 98 Amos Ave.—a bright and spacious Raised Bungalow nestled in Waterloo’s highly desirable, family-friendly Beechwood neighbourhood. Perfect for first-time buyers or a growing family, the main floor features sun-drenched living and dining rooms with an effortless walkout to a large entertainment deck overlooking a fenced yard and handy storage shed. The stand-out feature of this home is the fully finished, UPDATED WALK OUT Basement. Perfect for multi-generational living, this level serves as an ideal IN-LAW SUITE complete with a massive recreation room, a 3-piece bathroom, and a flexible 4th bedroom or home office. The heating system is now forced air gas and there's also central air conditioning. It has been converted from electric heat but the baseboard heaters have not been removed. Located just minutes from the University of Waterloo, schools, parks, and public transit. Residents also have the option to join the Beechwood Park Community Association for exclusive access to a local swimming pool and tennis courts! (id:63161)
Listing Information
- MLS®
- 40869005
- Data last synced
- October 22, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40869005
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$401/sqft
Building average
—
No other active listings in this building
417 - Beechwood/University average
$426/sqft
12 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($52,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$620,000.00
Periodic payment — Principal & Interest (monthly)$4,000.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$500.42
Total monthly cost$4,500.45
Interest paid over 5-yr term$177,693.78
Balance at end of term$557,692.01
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$52,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,602.08
Cash Needed at Closing
Minimum down payment$52,500
Estimated Land Transfer Tax (LTT)$11,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
