Loading…
Property Type: Detached HouseOwnership: Freehold
160 ERB Street E
Waterloo, ON N2J1M4
MLS® 40773122
$740,000
2 bed1 bath3 parking1,900 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 62 feet
RMU20
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,809.92
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Great room | Main level | 19'0'' x 40'0'' |
| 3pc Bathroom | Main level | — |
| Bonus Room | Main level | 12'0'' x 20'0'' |
| Bedroom | Main level | 12'0'' x 12'0'' |
| Primary Bedroom | Main level | 12'0'' x 12'0'' |
| Kitchen | Main level | 14'0'' x 12'0'' |
| Living room | Main level | 19'0'' x 12'0'' |
| Bonus Room | Basement | 12'0'' x 4'0'' |
| Bonus Room | Basement | 12'0'' x 25'0'' |
| Bonus Room | Basement | 12'0'' x 38'0'' |
| Workshop | Basement | 12'0'' x 12'0'' |
| Recreation room | Basement | 19'0'' x 40'0'' |
Description
Single Detached Bungalow with Large Lot. Zoning is RMU 20. Features a 62ft X 165ft Lot. Features a 900 SqFt two level Addition on the back of the Home and 1200 sqft with the main floor of the Bungalow. Plenty of Opportunity with the Home and Property. (id:63161)
Listing Information
- MLS®
- 40773122
- Data last synced
- October 22, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40773122
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$389/sqft
Building average
—
No other active listings in this building
114 - Uptown Waterloo/North Ward average
$401/sqft
36 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($49,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$592,000.00
Periodic payment — Principal & Interest (monthly)$3,819.38
Additional monthly expenses (condo fees, tax, utilities, etc.)$412.49
Total monthly cost$4,231.88
Interest paid over 5-yr term$169,668.90
Balance at end of term$532,505.91
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$49,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,357.83
Cash Needed at Closing
Minimum down payment$49,000
Estimated Land Transfer Tax (LTT)$11,275
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
