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Property Type: Detached HouseOwnership: Freehold
184 MURDOCK Avenue
Waterloo, ON N2J2M5
MLS® 40868945
$639,900
3 bed2.5 bath4 parking1,296 sqftBuilt 1955
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 50 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,311
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 12'3'' x 20'10'' |
| 2pc Bathroom | Basement | 9'0'' x 9'0'' |
| Recreation room | Basement | 11'6'' x 28'0'' |
| 4pc Bathroom | Main level | 4'10'' x 8'1'' |
| Bedroom | Main level | 10'3'' x 10'4'' |
| Bedroom | Main level | 9'6'' x 11'9'' |
| Primary Bedroom | Main level | 10'0'' x 11'8'' |
| Kitchen | Main level | 10'6'' x 11'4'' |
| Living room | Main level | 10'0'' x 15'3'' |
Description
A tree lined street, mature trees and sidewalks! Such an excellent place to raise your kids. This classic North Ward bungalow has been beautifully and lovingly cared for and an added bonus is that it backs onto Vermont Park! Your kids can run for days! Offering 3 bedrooms with oak hardwood floors and 1.5 bathrooms the potential is limitless. This home has a separate rear entrance which could make for an excellent in-law set-up. The eat-in kitchen is appointed with raised panel honey oak cabinets, ceramic backsplash and appliances. The main floor is complete with a large, bright living room, a front hall closet and a linen closet. Make your way into the basement to find a finished recreation room (with cold cellar access), a large Utility room which houses a 2 piece bathroom (water closet, sink and vanity brand new) and your laundry area. Downstairs you will also find a 21 x 12 foot storage area. Everyone needs storage, right? If you are a hobbyist or just need a large garage, we have that too! Complete with hydro and a garage door opener it measures 21 x 12 feet! Other extras and updates include all vinyl replacement windows on the main floor, water softener, a 100 amp service on breakers and central air conditioning. Book your viewing today and be one of the first to see this fantastic home! (id:63161)
Listing Information
- MLS®
- 40868945
- Data last synced
- October 29, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40868945
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$494/sqft
Building average
—
No other active listings in this building
116 - Glenridge/Lincoln Heights average
$390/sqft
16 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$511,920.00
Periodic payment — Principal & Interest (monthly)$3,302.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$424.25
Total monthly cost$3,726.98
Interest paid over 5-yr term$146,717.74
Balance at end of term$460,473.70
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$38,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,659.30
Cash Needed at Closing
Minimum down payment$38,990
Estimated Land Transfer Tax (LTT)$9,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
