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Property Type: Condo / ApartmentOwnership: Condominium
181 KING Street S Unit# 1607
Waterloo, ON N2J0E7
MLS® 40865936
$320,000
1 bed1 bath590 sqftBuilt 2019
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
U2-81
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $508/mo
- Annual property tax
- $3,953.04
Maintenance Fee Includes
ManagementHeat
Also included: Common Area Maintenance, Landscaping, Insurance
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 11'11'' x 7'5'' |
| Living room | Main level | 11'4'' x 13'10'' |
| Bedroom | Main level | 9'8'' x 11'2'' |
| 4pc Bathroom | Main level | 4'10'' x 8'2'' |
Description
**Welcome to Unit 1607 at 181 King Street South, located in the iconic Circa 1877 high-rise in Waterloo's vibrant Bauer District! **This stylish, modern one-bedroom, one-bathroom, and massive RARE outdoor patio 21' x 8', condo offers contemporary urban living in the heart of Uptown Waterloo. **The thoughtfully designed interior features an open living space with living room access to the oversized balcony, perfect for entertaining guests, or enjoying your morning coffee. **A modern kitchen with hidden refrigerator, breakfast island, dishwasher, and built-in oven. **The large open windows allow plenty of natural light with private views of the cityscape. **The unit includes in-suite laundry. **There are exceptional building amenities that include an outdoor swimming pool, fully equipped fitness facilities, a Wi-Fi-enabled business and co-working centre, a covered community BBQ area, lounge, party room, and visitor parking. **Unbeatable Uptown Location ideally situated within walking distance of Waterloo's finest restaurants, boutique shops, and Waterloo Town Square. **Enjoy nearby Waterloo Park, with easy access to public transit connecting you to both the University of Waterloo and Wilfrid Laurier University. **Experience the perfect blend of modern comfort, impressive amenities, and vibrant urban living in one of Waterloo's most sought-after locations! (id:63159)
Listing Information
- MLS®
- 40865936
- Data last synced
- October 20, 2026
Re/Max Real Estate Centre Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Real Estate Centre Inc.
MLS® Number: 40865936
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$542/sqft
Building average
—
No other active listings in this building
114 - Uptown Waterloo/North Ward average
$537/sqft
35 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($16,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$256,000.00
Periodic payment — Principal & Interest (monthly)$1,651.63
Additional monthly expenses (condo fees, tax, utilities, etc.)$867.11
Total monthly cost$2,518.74
Interest paid over 5-yr term$73,370.34
Balance at end of term$230,272.83
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$16,000
Stress test qualifying rate8.19%
Payment you must qualify for$2,357.14
Cash Needed at Closing
Minimum down payment$16,000
Estimated Land Transfer Tax (LTT)$3,275
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
