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Property Type: Condo / ApartmentOwnership: Condominium
181 KING Street S Unit# 1812
Waterloo, ON N2J0E7
MLS® 40822399
$369,900
1 bed1 bath571 sqftBuilt 2019
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 1
I
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $488/mo
- Annual property tax
- $3,726
Maintenance Fee Includes
Heat
Also included: Landscaping, Insurance
Interior
- Basement
- None
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | 8'10'' x 5'4'' |
| Bedroom | Main level | 9'11'' x 12'0'' |
| Living room | Main level | 8'4'' x 14'8'' |
| Kitchen | Main level | 6'10'' x 10'11'' |
Description
Welcome to Circa 1877 in the heart of vibrant Uptown Waterloo! This stunning 1-bedroom, 1-bathroom “Jefferson” model offers modern urban living with low condo fees and an unbeatable location—adjacent to the Allen LRT Station for effortless commuting. Perched on the 18th floor, this unit boasts breathtaking, unobstructed south-east views and features a rare oversized 157 sq ft private balcony—an exceptional outdoor space not offered with every unit. Inside, the open-concept layout is bright and functional, complete with in-suite laundry, a well-designed kitchen, and efficient forced air heating and cooling via a hybrid heat pump system. An owned locker provides valuable additional storage. Please note: this unit does not include a parking space. Residents enjoy access to an impressive suite of amenities, including a 5,000 sq ft 6th-floor outdoor retreat with a saltwater pool, terrace, cabanas, BBQs, fire table, and lounge areas. Additional features include an indoor/outdoor yoga studio, fully equipped fitness centre, library, entertainment lounge with indoor-outdoor bar, co-working office space, and bookable boardrooms. The building also offers secure underground parking, bike storage, and a guest suite for visitors. Condo fees are exceptionally well-rounded, covering building insurance, heat, central air conditioning, high-speed fibre internet with unlimited data, private garbage removal, common elements, and landscaping—delivering both value and convenience. Just steps from Uptown Waterloo’s vibrant mix of cafés, restaurants, shopping, and parks, this is an incredible opportunity for professionals, first-time buyers, or investors seeking the best of location, lifestyle, and modern condo living. (id:63159)
Listing Information
- MLS®
- 40822399
- Data last synced
- September 15, 2026
RE/MAX Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Twin City Realty Inc.
MLS® Number: 40822399
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$648/sqft
Building average
—
No other active listings in this building
415 - Uptown Waterloo/Westmount average
$524/sqft
48 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$295,920.00
Periodic payment — Principal & Interest (monthly)$1,909.18
Additional monthly expenses (condo fees, tax, utilities, etc.)$827.53
Total monthly cost$2,736.71
Interest paid over 5-yr term$84,811.52
Balance at end of term$266,181.00
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,724.70
Cash Needed at Closing
Minimum down payment$18,495
Estimated Land Transfer Tax (LTT)$4,024
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,019
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
