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Property Type: Condo / ApartmentOwnership: Condominium
144 PARK Street Unit# 503
Waterloo, ON N2L0B6
MLS® 40868519
$425,000
2 bed1 bath1 parking684 sqftBuilt 2013
Amenities
Gym
Also listed: Guest Suite, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
- Frontage
- 0 feet
RMU-81
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $660/mo
- Annual property tax
- $3,423.1
Maintenance Fee Includes
WaterManagementHeat
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 10'8'' x 13'7'' |
| Living room | Main level | 11'0'' x 19'3'' |
| Den | Main level | 7'6'' x 7'9'' |
| Kitchen | Main level | 11'0'' x 8'9'' |
Description
Well-maintained 1 bedroom plus den in the sought-after 144 Park building in Uptown Waterloo! Bright, open-concept layout featuring a modern white kitchen with quartz countertops and stainless steel appliances, spacious living and dining area with walk-out to a private balcony. The versatile den includes custom built-in desk and cabinetry, ideal for a home office or additional living space. Generous primary bedroom, in-suite laundry, underground parking and storage locker. Enjoy excellent building amenities including a fitness centre, theatre room, party room, rooftop terrace with putting green, BBQ area and concierge. Fantastic location just steps to Vincenzo's, the LRT, Waterloo Park, Iron Horse Trail, shops and restaurants. An excellent opportunity for professionals, downsizers or investors! (id:63159)
Listing Information
- MLS®
- 40868519
- Data last synced
- October 17, 2026
RE/MAX Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Twin City Realty Inc.
MLS® Number: 40868519
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$621/sqft
Building average
—
No other active listings in this building
415 - Uptown Waterloo/Westmount average
$525/sqft
48 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$340,000.00
Periodic payment — Principal & Interest (monthly)$2,193.56
Additional monthly expenses (condo fees, tax, utilities, etc.)$979.48
Total monthly cost$3,173.04
Interest paid over 5-yr term$97,444.98
Balance at end of term$305,831.10
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,250
Stress test qualifying rate8.19%
Payment you must qualify for$3,130.57
Cash Needed at Closing
Minimum down payment$21,250
Estimated Land Transfer Tax (LTT)$4,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,725
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
