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Property Type: Condo / ApartmentOwnership: Condominium
181 KING Street S Unit# 1212
Waterloo, ON N2J1P7
MLS® 40864506
$419,900
1 bed1 bath1 parking723 sqft
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
I
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $687/mo
- Annual property tax
- $4,497
Maintenance Fee Includes
ManagementHeat
Also included: Landscaping, Insurance, Parking
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | 4'7'' x 5'11'' |
| 4pc Bathroom | Main level | 5'7'' x 10'5'' |
| Primary Bedroom | Main level | 10'10'' x 11'2'' |
| Living room | Main level | 11'1'' x 18'2'' |
| Eat in kitchen | Main level | 11'1'' x 11'11'' |
Description
*** For more information, please click Brochure button. *** Immediate possession. Suite 1212 at CIRCA 1877 offers 723 sq ft of refined urban living in Uptown Waterloo’s historic Bauer District. Perched on the 12th floor well above neighboring rooflines, enjoy panoramic sunrise views, wide-open skies, and exceptional privacy through floor-to-ceiling east-facing windows and Juliette balcony. The open-concept layout features a sleek European kitchen equipped with integrated cabinetry, built-in appliances, quartz counters, tiled backsplash, and an oversized island with ample storage. The primary bedroom boasts generous closet space and semi-ensuite access to a 4pc bath with secondary hall entry for guests. Includes in-suite laundry and 1 secure indoor parking space. World-class amenities: 6th-floor outdoor pool and cabanas, BBQ terrace, fitness center, co-working boardroom, and party lounge. Steps to Vincenzo’s, The Bauer Kitchen, and the Allen Ion LRT stop; walk to Belmont Village, Waterloo Park, and Perimeter Institute. Some photos are digitally staged. (id:63159)
Listing Information
- MLS®
- 40864506
- Data last synced
- September 26, 2026
Easy List Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Easy List Realty Ltd.
MLS® Number: 40864506
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$581/sqft
Building average
—
No other active listings in this building
415 - Uptown Waterloo/Westmount average
$527/sqft
48 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($20,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$335,920.00
Periodic payment — Principal & Interest (monthly)$2,167.24
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,097.75
Total monthly cost$3,264.99
Interest paid over 5-yr term$96,275.64
Balance at end of term$302,161.13
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$20,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,093.01
Cash Needed at Closing
Minimum down payment$20,995
Estimated Land Transfer Tax (LTT)$4,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,368
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
