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Property Type: Condo / ApartmentOwnership: Condominium
225 HARVARD Place Unit# 402
Waterloo, ON N2J4H4
MLS® 40860574
64
Walk Score
42
Transit
55
Bike
$209,900
1 bed1 bath1 parking807 sqftBuilt 1974
64
Walk Score
42
Transit
55
Bike
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
- Frontage
- 0 feet
R
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $834/mo
- Annual property tax
- $1,833.3
Maintenance Fee Includes
WaterManagementHeat
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | 5'6'' x 7'6'' |
| Bedroom | Main level | 10'9'' x 13'4'' |
| Kitchen | Main level | 8'8'' x 15'7'' |
| Living room | Main level | 14'8'' x 19'1'' |
Description
Welcome to 225 Harvard Place, Unit 402 - a beautifully updated and move-in-ready condo offering approximately 807 sq. ft. of comfortable living space in a convenient Waterloo location! This spacious 1-bedroom, 1-bathroom suite features an inviting open-concept layout with a renovated kitchen, large centre island, updated appliances and a seamless flow into the dining and living areas - perfect for everyday living and entertaining. The generously sized primary bedroom easily accommodates a king-size bed and additional furniture, while excellent in-suite storage includes a linen closet and a large walk-in storage closet with customizable shelving. One of the highlights is the bright enclosed sunroom overlooking the building's spacious courtyard - an ideal spot to relax, enjoy your morning coffee or create a home office or reading area. Additional features include updated flooring, lighting and a beautifully renovated bathroom. Enjoy the convenience of underground parking and an impressive selection of building amenities, including a tennis court, saunas, fitness room, workshop, games room and library. Even better heat, hydro and water are included in the condo fee, helping monthly expenses easier to manage Ideally located close to shopping, restaurants public transit, the expressway and approximately 2 km from Wilfrid Laurier University. A fantastic opportunity for first time buyers, downsizers, students, professionals or investors looking for a well-located Waterloo condo. Move in and enjoy! (id:63159)
Listing Information
- MLS®
- 40860574
- Data last synced
- October 13, 2026
Re/Max Icon Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Icon Realty
MLS® Number: 40860574
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$260/sqft
Building average
—
No other active listings in this building
116 - Glenridge/Lincoln Heights average
$363/sqft
26 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($10,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$167,920.00
Periodic payment — Principal & Interest (monthly)$1,083.36
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,027.21
Total monthly cost$2,110.57
Interest paid over 5-yr term$48,126.35
Balance at end of term$151,044.58
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$10,495
Stress test qualifying rate8.19%
Payment you must qualify for$1,546.13
Cash Needed at Closing
Minimum down payment$10,495
Estimated Land Transfer Tax (LTT)$1,824
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,819
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
