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Property Type: Condo / ApartmentOwnership: Condominium
249 GREY SILO Road Unit# 108
Waterloo, ON N2K0G8
MLS® 40851546
$459,900
1 bed1 bath1 parking918 sqftBuilt 2020
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
MR-4/MD3
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $451/mo
- Annual property tax
- $3,766.84
Maintenance Fee Includes
Management
Also included: Common Area Maintenance, Insurance
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | 6'1'' x 6'2'' |
| Laundry room | Main level | 5'10'' x 8'11'' |
| Living room/Dining room | Main level | 16'5'' x 19'2'' |
| Eat in kitchen | Main level | 12'1'' x 15'8'' |
| Bedroom | Main level | 11'6'' x 12'11'' |
| 4pc Bathroom | Main level | 7'9'' x 8'11'' |
Description
Welcome to Unit 108 at 249 Grey Silo Road, nestled in the highly sought-after Carriage Crossing Neighbourhood! Discover the perfect balance of peaceful surroundings and modern convenience in this quiet North Waterloo community, ideally situated at the head of the Walter Bean Trail and surrounded by nature, while still being only minutes from RIM Park, Grey Silo Golf Course, St. Jacobs Farmers' Market, Conestoga Mall, and easy access to the expressway. Step inside and discover a bright, spacious, and thoughtfully designed open-concept layout that offers exceptional living space for a one-bedroom condo. This carpet-free home is finished with stylish modern touches throughout, including quartz countertops, stainless steel appliances, contemporary cabinetry, and plenty of room to comfortably entertain or simply relax at home. Large windows fill the living space with natural light, while the private 112 sq. ft. balcony offers the perfect place to enjoy your morning coffee or unwind after a long day. One of the standout features of this Trailside Condo is its incredible rooftop terrace, where you'll want to spend your summers taking in panoramic views of the surrounding farmers' fields and countryside. Whether you're relaxing by the fire tables, grilling dinner on the BBQs, or enjoying the comfortable lounge and patio seating with friends, this spectacular space truly extends your living area outdoors. Complete with a large private storage locker, in-suite laundry, and an unbeatable location surrounded by walking trails and nature, this beautifully maintained condo offers an exceptional opportunity for first-time buyers, professionals, downsizers, or investors alike. If you've been searching for modern, low-maintenance living without sacrificing space, comfort, or location, this is one you won't want to miss. Book your private showing today! (id:63159)
Listing Information
- MLS®
- 40851546
- Data last synced
- September 18, 2026
ROYAL LEPAGE CROWN REALTY SERVICES
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE CROWN REALTY SERVICES
MLS® Number: 40851546
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$501/sqft
Building average
—
No other active listings in this building
118 - Colonial Acres/East Bridge average
$542/sqft
6 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$367,920.00
Periodic payment — Principal & Interest (monthly)$2,373.69
Additional monthly expenses (condo fees, tax, utilities, etc.)$811.12
Total monthly cost$3,184.82
Interest paid over 5-yr term$105,446.93
Balance at end of term$330,945.23
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,387.65
Cash Needed at Closing
Minimum down payment$22,995
Estimated Land Transfer Tax (LTT)$5,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,168
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
