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Property Type: Detached HouseOwnership: Freehold
311 CHOKECHERRY CRESCENT
Waterloo, ON N2V0H1
MLS® X13792882
$1,145,000
4 bed4.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 36.1 x 98.4 FT
- Frontage
- 36.1 feet
R-6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,384 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Great room | Main level | — |
| Bathroom | Second level | — |
| Bedroom 4 | Basement | — |
| Bathroom | Basement | — |
| Recreational, Games room | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Laundry room | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Living room | Second level | — |
Description
Basement Bedroom currently being used as the gym. (id:63159)
Listing Information
- MLS®
- X13792882
- Tax assessment year
- 2025
- Data last synced
- October 16, 2026
PEAK REALTY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: PEAK REALTY LTD.
MLS® Number: X13792882
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($89,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$916,000.00
Periodic payment — Principal & Interest (monthly)$5,909.72
Additional monthly expenses (condo fees, tax, utilities, etc.)$615.33
Total monthly cost$6,525.05
Interest paid over 5-yr term$262,528.23
Balance at end of term$823,944.96
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$89,500
Stress test qualifying rate8.19%
Payment you must qualify for$8,184.07
Cash Needed at Closing
Minimum down payment$89,500
Estimated Land Transfer Tax (LTT)$19,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$110,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
