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Property Type: Detached HouseOwnership: Freehold
359 BEECHDROPS DRIVE
Waterloo, ON N2V0E8
MLS® X13797146
$945,000
4 bed4.5 bath5 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 11.3 x 30 M
- Frontage
- 11.28 meters
NR-SL
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,020.66 (2025)
Interior
- Basement
- Partially finished, Full, Separate entrance, Walk out, N/A, N/A, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Bathroom | Second level | — |
| Laundry room | Second level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Partial bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Bathroom | Second level | — |
Description
Exceptional value in Vista Hills at $945,000! Built in 2019, this spacious detached home offers four bedrooms, four bathrooms and a layout that makes everyday life easier. Upstairs, all four bedrooms, three full bathrooms and the laundry are on one level. The primary suite includes a walk-in closet and private ensuite, while two additional full bathrooms help keep busy mornings moving. The open-concept main floor brings the kitchen, dining and living areas together for family time and entertaining, with a convenient powder room for guests. Step onto the rear deck for morning coffee or dinner outdoors. The partially finished walk-out basement gives you a head start on adding more living space. With a separate entrance and egress windows already in place, it is easy to envision a rec room, home office, gym or space for extended family. Finish it to suit your needs and make the most of the potential below. Outside, the concrete backyard means less lawn maintenance and more time to enjoy your home. A double garage and expanded three-car driveway provide parking for five. Walk to Vista Hills Public School, parks and trails, with Costco, The Boardwalk, shopping and everyday amenities close by. (id:63159)
Listing Information
- MLS®
- X13797146
- Tax assessment year
- 2025
- Data last synced
- October 6, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13797146
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($69,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$756,000.00
Periodic payment — Principal & Interest (monthly)$4,877.46
Additional monthly expenses (condo fees, tax, utilities, etc.)$668.39
Total monthly cost$5,545.84
Interest paid over 5-yr term$216,671.77
Balance at end of term$680,024.45
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$69,500
Stress test qualifying rate8.19%
Payment you must qualify for$6,788.40
Cash Needed at Closing
Minimum down payment$69,500
Estimated Land Transfer Tax (LTT)$15,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
