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Property Type: Detached HouseOwnership: Freehold
524 SUNDEW DRIVE
Waterloo, ON N2V0B8
MLS® X14033190
$1,099,999
3 bed4.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 38.9 x 111.6 FT
- Frontage
- 38.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,854
Interior
- Basement
- Finished, Full, Separate entrance, Walk out, N/A, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Welcome to 524 Sundew Drive, Waterloo! Proudly offered by the original owners, this beautiful detached home sits on a premium lot backing onto and siding onto lush green space, offering exceptional privacy and scenic views. Featuring impressive curb appeal, a double car garage and spacious concrete driveway, this home offers the perfect blend of comfort and functionality. The bright main floor features a spacious living room, dining area overlooking the backyard and a beautiful kitchen with white cabinetry, large island, ample counter space, under-cabinet lighting, crown moulding and pullout pantry. Built-in speakers in the kitchen and living room, plus convenient main floor laundry, add to the appeal. Upstairs offers 3 generous bedrooms, including a spacious primary suite with private ensuite and built-in speakers. A sunken second-floor family room with built-in speakers provides versatile space for a home office, playroom or media lounge. Engineered hardwood flooring (2024) adds warmth throughout the upper level. The beautifully finished walkout basement (2022) features raised ceilings, a spacious rec room, stylish wet bar, modern flooring, pot lights, large windows and patio doors leading to the backyard. Step outside to the elevated deck (2019), complete with outdoor speakers, natural gas BBQ hookup and stairs to the spacious backyard surrounded by mature trees and greenery. Ideally located in a desirable Waterloo neighbourhood close to schools, shopping, parks, scenic walking trails and everyday amenities. With its exceptional green space setting, thoughtful upgrades, versatile living areas and stunning walkout basement, this home is a must-see! (id:63159)
Listing Information
- MLS®
- X14033190
- Data last synced
- October 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X14033190
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$879,999.00
Periodic payment — Principal & Interest (monthly)$5,677.45
Additional monthly expenses (condo fees, tax, utilities, etc.)$571.17
Total monthly cost$6,248.62
Interest paid over 5-yr term$252,210.24
Balance at end of term$791,561.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$85,000
Stress test qualifying rate8.19%
Payment you must qualify for$7,870.04
Cash Needed at Closing
Minimum down payment$85,000
Estimated Land Transfer Tax (LTT)$18,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$104,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
