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Property Type: Condo / ApartmentOwnership: Condominium
330 PHILLIP Street Unit# S704
Waterloo, ON N2L2W9
MLS® 40866964
$449,000
2 bed1 bath859 sqft
Amenities
Gym
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
I
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $318/mo
- Annual property tax
- $4,233
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 13'3'' x 7'11'' |
| Living room | Main level | 9'6'' x 9'1'' |
| Den | Main level | 8'8'' x 10'8'' |
| Bedroom | Main level | 9'3'' x 10'9'' |
| 3pc Bathroom | Main level | — |
Description
Welcome to Icon 330 – South Tower, a modern and stylish furnished 1-bedroom + den condominium ideally located directly across from the University of Waterloo and minutes from Wilfrid Laurier University. This thoughtfully designed unit features a private balcony, granite countertops, stainless steel appliances, in-suite washer and dryer, and a functional den—perfect for a home office or additional living space. Enjoy an impressive selection of building amenities, including a fitness center, yoga studio, sauna, game room, rooftop patio, basketball lounge, and study lounge. Located in a 24/7 monitored security building, this property offers convenience, comfort, and peace of mind. An excellent opportunity for students, investors, or anyone seeking premium urban living in one of Waterloo's most sought-after locations. Don't miss this exceptional opportunity! (id:63159)
Listing Information
- MLS®
- 40866964
- Data last synced
- September 29, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40866964
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$523/sqft
Building average
—
No other active listings in this building
417 - Beechwood/University average
$509/sqft
51 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,200.00
Periodic payment — Principal & Interest (monthly)$2,317.44
Additional monthly expenses (condo fees, tax, utilities, etc.)$714.12
Total monthly cost$3,031.56
Interest paid over 5-yr term$102,947.75
Balance at end of term$323,101.56
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,450
Stress test qualifying rate8.19%
Payment you must qualify for$3,307.36
Cash Needed at Closing
Minimum down payment$22,450
Estimated Land Transfer Tax (LTT)$5,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,405
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
