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Property Type: Detached HouseOwnership: Freehold
34 MOORE AVENUE N
Waterloo, ON N2J3E5
MLS® X13856396
$934,900
6 bed3.5 bath5 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 44 x 154.8 FT
- Frontage
- 44 feet
Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,471
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Ground level | — |
| Dining room | Ground level | — |
| Living room | Ground level | — |
| Bathroom | Second level | — |
| Kitchen | Ground level | — |
| Primary Bedroom | Second level | — |
Description
A rare offering in a prime Uptown Waterloo location, 34 Moore Ave N blends timeless character with a brand-new, top-to-bottom transformation. Completely flipped by the new owners, this home now feels like a contemporary showpiece-everything updated and finished with premium details, plus all-new stainless steel appliances. Step inside to find hardwood flooring throughout, complemented by beautifully renovated living spaces designed for modern comfort. The inviting foyer flows into a bright living room with an elegant layout and large windows, while the dining area connects seamlessly to a fully updated kitchen featuring sleek finishes, abundant counter space, and brand-new stainless steel appliances. At the rear of the home, enjoy a spacious family room perfect for relaxing or entertaining, with space to suit every lifestyle. Upstairs, the primary bedroom has been thoughtfully redesigned with a walk-in closet and a luxury ensuite, creating a private retreat. Two additional well-sized bedrooms offer flexible space for family, guests, or work-from-home needs, and a fourth room-ideal as an office or easily converted back to bedroom use-adds even more versatility. A renovated additional full bath completes the upper level. The basement provides a comfortable rec space along with practical storage and laundry areas. Outside, enjoy a fully upgraded, move-in-ready home on a large lot with outdoor space made for entertaining and everyday enjoyment. With its Uptown Waterloo address just steps to parks, transit, schools, trails, cafés, and shops, while still keeping quick access to the highway and nearby universities, 34 Moore Ave N is truly one of a kind-a stunning home you can enjoy from day one. (id:63161)
Listing Information
- MLS®
- X13856396
- Data last synced
- October 24, 2026
CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
MLS® Number: X13856396
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($68,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$747,920.00
Periodic payment — Principal & Interest (monthly)$4,825.33
Additional monthly expenses (condo fees, tax, utilities, etc.)$455.92
Total monthly cost$5,281.24
Interest paid over 5-yr term$214,356.02
Balance at end of term$672,756.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$68,490
Stress test qualifying rate8.19%
Payment you must qualify for$6,717.92
Cash Needed at Closing
Minimum down payment$68,490
Estimated Land Transfer Tax (LTT)$15,173
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
