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Property Type: Detached HouseOwnership: Freehold
433A DUNVEGAN DRIVE
Waterloo, ON N2K2C9
MLS® X13629262
$590,000
5 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 44.9 x 110 FT
- Frontage
- 44.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,523.36
Interior
- Basement
- Finished, Full, Separate entrance, Walk out, N/A, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | — |
| Bedroom 2 | Basement | — |
| Kitchen | Main level | — |
| Living room | Basement | — |
| Laundry room | Main level | — |
| Bathroom | Main level | — |
| Kitchen | Basement | — |
Description
Discover this beautifully updated freehold semi-detached home with NO condo fees in the highly sought-after Colonial Acres neighbourhood.Featuring 3 spacious bedrooms on the 2nd floor, and 1+1 bedroom in the newly finished basement with a separate walkout entrance, 2.5 bathrooms, 2 kitchens and a big backyard. This move-in-ready home is perfect for first-time buyers, growing families, or savvy investors.With major updates already completed-including the roof (2020), furnace (2022), and owned hotwater heater-plus a newly finished basement . This is an opportunity you won't want to miss! (id:63159)
Listing Information
- MLS®
- X13629262
- Data last synced
- September 15, 2026
SUTTON GROUP - SUMMIT REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SUTTON GROUP - SUMMIT REALTY INC.
MLS® Number: X13629262
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$472,000.00
Periodic payment — Principal & Interest (monthly)$3,045.18
Additional monthly expenses (condo fees, tax, utilities, etc.)$293.61
Total monthly cost$3,338.80
Interest paid over 5-yr term$135,276.56
Balance at end of term$424,565.53
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,311.08
Cash Needed at Closing
Minimum down payment$34,000
Estimated Land Transfer Tax (LTT)$8,275
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
