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Property Type: TownhouseOwnership: Condominium
5 - 350 ERBSVILLE ROAD
Waterloo, ON N2T2P7
MLS® X14030022
$499,789
3 bed3.5 bath2 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
MD-3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $248/mo
- Annual property tax
- $3,425 (2026)
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Other | Main level | — |
Description
FINISHED BASEMENT + ATTACHED GARAGE + LOW CONDO FEES in desirable Waterloo West! Solid brick 2-storey townhouse in Beechwood West, set back from Erbsville Rd in a quiet complex. 3 bedrooms and over 1,200 sq ft above grade. South-west exposure brings in good natural light throughout the day. The main floor has a bright living room, a separate dining room, a kitchen, and a convenient 2pc bath, a practical layout for everyday living and hosting. Upstairs, the generous primary bedroom is joined by two more good-sized bedrooms and a full bath, with room for the whole family. The fully finished lower level adds even more versatility, with a spacious rec room and a natural gas fireplace for cozy movie nights. A separate bonus room is perfect for a home office or hobby space. Parking is easy with an attached garage plus a private driveway spot. Condo fees are just $248 a month and cover building insurance, common elements, and parking. Close to greenbelt and conservation land, parks, the library, the rec centre, schools, and public transit.. A great fit for first-time buyers, growing families, or investors. Book your showing today! (id:63161)
Listing Information
- MLS®
- X14030022
- Tax assessment year
- 2026
- Data last synced
- October 29, 2026
Affinity Real Estate
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Affinity Real Estate
MLS® Number: X14030022
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,989) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,831.00
Periodic payment — Principal & Interest (monthly)$2,579.57
Additional monthly expenses (condo fees, tax, utilities, etc.)$533.42
Total monthly cost$3,112.99
Interest paid over 5-yr term$114,592.71
Balance at end of term$359,649.28
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,989
Stress test qualifying rate8.19%
Payment you must qualify for$3,681.47
Cash Needed at Closing
Minimum down payment$24,989
Estimated Land Transfer Tax (LTT)$6,471
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,960
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
