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Property Type: Condo / ApartmentOwnership: Condominium
501 - 107 ROGER STREET
Waterloo, ON N2J0G3
MLS® X13791050
$370,000
2 bed1 bath1 parking
Amenities
Visitor Parking
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $459/mo
- Annual property tax
- $4,440.01
Maintenance Fee Includes
Also included: Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Flat | — |
| Kitchen | Flat | — |
| Primary Bedroom | Flat | — |
| Bedroom 2 | Flat | — |
| Utility room | Flat | — |
Description
Welcome to this bright and stylish 2-bedroom, 1-bathroom condo in the sought-after Spur Line Common community in Uptown Waterloo. Offering just over 800 sq. ft. of thoughtfully designed living space, this suite features an open-concept layout, 9 ft. ceilings, floor-to-ceiling windows, modern flooring, and a sleek kitchen with quartz countertops, stainless steel appliances, backsplash, and an island with breakfast bar. Both bedrooms are generously sized, offering flexibility for a home office, guest room, or growing family. Enjoy the convenience of in-suite laundry, underground parking, visitor parking, bicycle storage, and a party/meeting room. Ideally located just steps to the LRT, Spur Line Trail, parks, restaurants, shopping, and entertainment, and minutes from Grand River Hospital, the GO Station, Google's Innovation Hub, University of Waterloo, Wilfrid Laurier University, and Conestoga College. A fantastic opportunity for first-time buyers, downsizers, professionals, students, or investors looking for location, lifestyle, and value in Uptown Waterloo. (id:63161)
Listing Information
- MLS®
- X13791050
- Data last synced
- October 24, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: X13791050
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$296,000.00
Periodic payment — Principal & Interest (monthly)$1,909.69
Additional monthly expenses (condo fees, tax, utilities, etc.)$828.58
Total monthly cost$2,738.27
Interest paid over 5-yr term$84,834.45
Balance at end of term$266,252.96
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,500
Stress test qualifying rate8.19%
Payment you must qualify for$2,725.44
Cash Needed at Closing
Minimum down payment$18,500
Estimated Land Transfer Tax (LTT)$4,025
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,025
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
