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Property Type: Detached HouseOwnership: Freehold
511 BARINGHAM PLACE
Waterloo, ON N2T2J4
MLS® X13843312
$849,000
4 bed3.5 bath6 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 45 x 114.8 FT
- Frontage
- 45 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,943.88 (2026)
Interior
- Basement
- Partially finished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Ground level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Dining room | Ground level | — |
| Family room | Ground level | — |
| Kitchen | Ground level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Recreational, Games room | Basement | — |
| Bedroom 4 | Basement | — |
| Partial bathroom | Ground level | — |
Description
Welcome to this beautifully maintained 3+1 bedroom detached home in highly sought-after Laurelwood, one of Waterloo's most desirable family-friendly communities! The spacious & bright main floor features formal living & dining rooms with hardwood flooring. The upgraded kitchen flows into the inviting family room, with both spaces enjoying desirable south exposure and abundant natural light. The family room is further highlighted by a soaring vaulted ceiling, oversized windows & cozy wood-burning fireplace. Walk out from the dinette to the upgraded deck & beautiful backyard - perfect for entertaining & relaxing.Upstairs offers 3 generous bedrooms & 2 bathrooms, including a spacious primary bedroom with a 4-pc ensuite. The partially finished basement provides a recreation area plus an additional bedroom - ideal for guests, home office or growing family. Recent 2026 updates include engineered hardwood in 2nd-floor bedrooms, freshly painted interior walls, refinished kitchen cabinetry, deck & garden improvements, roof (2022) & windows (2018/2022). Driveway parking for 4 cars with no sidewalk - no municipal sidewalk to shovel in winter! Prime Laurelwood location, close to highly ranked schools - **Laurelwood P.S. (Ranked 199/3025) **and **Laurel Heights S.S. (Ranked 33/747)** - plus Laurel Creek Conservation Area, Stork Family YMCA, University of Waterloo, Wilfrid Laurier University & Waterloo's Research & Technology Park.Future area growth includes the planned new Waterloo acute-care hospital near the university's innovation & technology hub. Convenient access via improved Fischer-Hallman/Bearinger Rd, Sobeys is approx. a 10-min walk, with Costco approx. a 10-min drive away. A wonderful move-in-ready family home in desirable Laurelwood! (id:63159)
Listing Information
- MLS®
- X13843312
- Tax assessment year
- 2026
- Data last synced
- October 20, 2026
HOMELIFE LANDMARK REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE LANDMARK REALTY INC.
MLS® Number: X13843312
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
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1.3 km away
Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (condo fees, tax, utilities, etc.)$495.32
Total monthly cost$4,877.29
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$59,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,118.48
Cash Needed at Closing
Minimum down payment$59,900
Estimated Land Transfer Tax (LTT)$13,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
