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Property Type: Detached HouseOwnership: Freehold
537 HAVENDALE PLACE
Waterloo, ON N2L0G2
MLS® X13754348
$899,000
4 bed3.5 bath8 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 51.5 x 112 FT
- Frontage
- 51.6 feet
SD
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,548 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Great room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Office | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to 537 Havendale Place! Nestled in Laurelwood, one of Waterloo's most desirable neighbourhoods, this beautifully updated 3-bedroom, 2.5-bathroom home offers the perfect blend of style, comfort, and convenience. The bright and welcoming main floor features oversized windows and a spacious open-concept layout. The stylish kitchen is designed for both everyday living and entertaining, complete with Cambria quartz countertops, a large pantry, and premium appliances, including a 36" gas range. Upstairs, features updated flooring (2025)and the spacious primary suite offers French doors and a luxurious 4-piece ensuite, while two additional bedrooms, a full bathroom, and convenient second-floor laundry provide plenty of space and functionality for the whole family. Step outside to enjoy summer gatherings in the backyard, complete with a natural gas BBQ hookup for effortless outdoor entertaining. Additional recent updates include a new garage door installed in January 2026 and a new water softener installed in June 2025. Ideally located within walking distance to transit, top-rated schools, beautiful parks, and an array of shops and amenities, this move-in-ready home is an exceptional opportunity in a sought-after Waterloo community. Don't miss your chance to make 537 Havendale Place your new home! (id:63159)
Listing Information
- MLS®
- X13754348
- Tax assessment year
- 2025
- Data last synced
- September 30, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13754348
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 8 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$462.33
Total monthly cost$5,102.37
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,467.40
Cash Needed at Closing
Minimum down payment$64,900
Estimated Land Transfer Tax (LTT)$14,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
