Loading…
Property Type: TownhouseOwnership: Freehold
513 MARINER DRIVE
Waterloo, ON N2K3Y7
MLS® X13749622
$709,000
3 bed3.5 bath2 parking
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 16.5 x 140.8 FT
- Frontage
- 16.6 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,311.1
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Recreational, Games room | Basement | — |
Description
Recently Renovated Freehold End-Unit Townhome - Move-In Ready! This bright 3-bedroom home features an open-concept main floor, updated bathroom, new flooring, fresh paint. Furnace and A/C replaced in 2025. Enjoy a large pie-shaped backyard with mature privacy trees, deck, and landscaping. Conveniently located close to shopping, schools, trails, RIM Park, and highways. A great family home in a desirable Waterloo neighbourhood! (id:63161)
Listing Information
- MLS®
- X13749622
- Data last synced
- October 28, 2026
BAY STREET GROUP INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: BAY STREET GROUP INC.
MLS® Number: X13749622
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.5% ($45,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$567,200.00
Periodic payment — Principal & Interest (monthly)$3,659.38
Additional monthly expenses (condo fees, tax, utilities, etc.)$359.26
Total monthly cost$4,018.64
Interest paid over 5-yr term$162,561.15
Balance at end of term$510,198.23
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$45,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,141.51
Cash Needed at Closing
Minimum down payment$45,900
Estimated Land Transfer Tax (LTT)$10,655
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,055
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
