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Property Type: Detached HouseOwnership: Freehold
555 KILLBEAR COURT
Waterloo, ON N2V2R9
MLS® X13768162
$924,900
4 bed3 bath6 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 43.7 x 108.1 FT
- Frontage
- 43.8 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,230.33
Interior
- Basement
- Finished, Walk out, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | — |
| Cold room | Basement | — |
| Recreational, Games room | Basement | — |
| Other | Basement | — |
| Other | Basement | — |
| Dining room | Main level | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Bathroom | Main level | — |
| Bathroom | Basement | — |
| Bedroom | Basement | — |
| Bedroom | Basement | — |
Description
Welcome to 555 Killbear Court, Waterloo - a bright and spacious bungalow offering over 2,400 sq. ft. of finished living space, a versatile four-bedroom layout, and a beautiful natural setting backing onto greenspace and a pond. Originally a builder's model, this thoughtfully designed home offers two bedrooms and two full bathrooms on the main level, with an additional two bedrooms and one full bathroom on the lower level. The finished walkout basement provides excellent flexibility for family living, guests, plenty of storage, recreation space, or extended family accommodation. Large windows and the walkout design bring an abundance of natural light throughout the home, while the backyard's peaceful setting overlooking greenspace and a pond provides a wonderful sense of privacy and connection to nature. The home also features a double car garage and a generous four car driveway, providing ample parking for family and guests. Located in desirable North Waterloo , this home is ideally situated close to Laurel Creek Conservation Area, scenic walking trails, St Jacobs Farmers' Market, shopping, restaurants, major highways and everyday amenities. Enjoy the tranquility of a natural setting while remaining conveniently connected to everything Waterloo has to offer. (id:63161)
Listing Information
- MLS®
- X13768162
- Data last synced
- October 25, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13768162
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($67,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$739,920.00
Periodic payment — Principal & Interest (monthly)$4,773.71
Additional monthly expenses (condo fees, tax, utilities, etc.)$519.19
Total monthly cost$5,292.91
Interest paid over 5-yr term$212,063.20
Balance at end of term$665,560.43
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$67,490
Stress test qualifying rate8.19%
Payment you must qualify for$6,648.13
Cash Needed at Closing
Minimum down payment$67,490
Estimated Land Transfer Tax (LTT)$14,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$83,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
