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Property Type: Detached HouseOwnership: Freehold
598 BLACK OAK CRESCENT
Waterloo, ON N2V1A5
MLS® X13872704
$779,900
4 bed2 bath6 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 52.5 x 114.8 FT
- Frontage
- 52.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,984.26
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Basement | — |
| Recreational, Games room | Basement | — |
| Bedroom 4 | Basement | — |
| Den | Basement | — |
Description
Welcome To This Beautifully Maintained Bungalow Offering A Fantastic Combination Of Space, Comfort And Functionality! Pride Of Ownership Is Evident Throughout This Well-Cared-For Home, Featuring Numerous Upgrades, Hardwood Flooring And Large Windows That Fill The Interior With Natural Light. The Main Floor Offers A Bright And Functional Layout With A Spacious Living Room, Separate Dining Area, Well-Appointed Kitchen And Three Generously Sized Bedrooms, Creating A Comfortable And Practical Space For Everyday Living. The Finished Basement Adds Exceptional Additional Living Space With Two Bedrooms, A 3-Piece Bathroom And A Large Living/Recreation Area, Offering Plenty Of Flexibility For Family, Guests, A Home Office Or Multi-Generational Living. Recent Upgrades: Furnace 2023, Owned Water Heater 2026, Owned Water Softener 2022. Ideally Located In An Established Waterloo Neighbourhood Close To Schools, Parks, Shopping, Everyday Amenities And Convenient Transit Options, Making It Easy To Get Around The City. Complete With A Double Car Garage And Ample Parking, This Move-In Ready Home Is A Wonderful Opportunity In A Desirable Community! (id:63159)
Listing Information
- MLS®
- X13872704
- Data last synced
- October 11, 2026
RE/MAX METROPOLIS REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX METROPOLIS REALTY
MLS® Number: X13872704
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($52,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$623,920.00
Periodic payment — Principal & Interest (monthly)$4,025.32
Additional monthly expenses (condo fees, tax, utilities, etc.)$415.36
Total monthly cost$4,440.68
Interest paid over 5-yr term$178,817.27
Balance at end of term$561,218.06
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$52,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,636.27
Cash Needed at Closing
Minimum down payment$52,990
Estimated Land Transfer Tax (LTT)$12,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
