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Property Type: Detached HouseOwnership: Freehold
648 BAYHAMPTON Crescent
Waterloo, ON N2K3P1
MLS® 40866519
$1,249,900
4 bed3 bath4 parking3,851 sqftBuilt 1991
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1
- Frontage
- 60 feet
RES - 1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,863
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 16'11'' x 25'9'' |
| Recreation room | Basement | 20'7'' x 32'1'' |
| Den | Basement | 8'5'' x 11'1'' |
| Den | Basement | 16'9'' x 11'1'' |
| Bedroom | Basement | 11'2'' x 17'8'' |
| Other | Basement | 8'8'' x 12'9'' |
| 3pc Bathroom | Basement | 10'0'' x 4'11'' |
| Sunroom | Main level | 22'8'' x 12'7'' |
| Primary Bedroom | Main level | 12'11'' x 12'7'' |
| Living room | Main level | 15'2'' x 11'6'' |
| Laundry room | Main level | 5'11'' x 9'3'' |
| Kitchen | Main level | 20'6'' x 17'3'' |
| Foyer | Main level | 13'10'' x 6'4'' |
Description
Welcome to 648 Bayhampton Crescent! Set on a mature crescent in prestigious Colonial Acres, this spacious 3+1 bedroom bungalow offers bright main-floor living, a lush pool-sized backyard backing onto a walking trail, and an expansive finished basement with separate garage access. With just over 3800 sq. ft. of finished living space, this home delivers comfort, flexibility, and privacy in one of Waterloo’s most desirable neighbourhoods. Check out our TOP 6 reasons why this home is the right fit for you. 6: COLONIAL ACRES: A long-established neighbourhood known for executive homes, mature trees, and quiet streets. You’re close to restaurants, Conestoga Mall, Uptown Waterloo, the expressway, and both universities. 5: BACKYARD: A pool-sized yard with a generous deck, mature trees, and plenty of green space. The walking trail behind the property adds privacy and a natural backdrop. An irrigation system is already in place. 4: BRIGHT & AIRY MAIN FLOOR: The main floor offers skylights, a bright foyer, and a sunken sitting room with cathedral ceilings. Hardwood and tile flooring flow through the family room with fireplace and into the all-season sunroom with vaulted ceiling and walkout. 3: EAT-IN KITCHEN: The kitchen features ample cabinetry, a large island with breakfast bar, a pantry, and a built-in study nook. The dinette connects seamlessly, keeping you part of the conversation while cooking. 2: BEDROOMS & BATHROOMS: The primary suite includes a walk-in closet and deck access. The updated ensuite offers a walk-in shower and double-sink vanity. Two additional bedrooms, main-floor laundry, and a 4-piece bathroom complete the level. 1: FINISHED BASEMENT: The lower level includes a large rec room with fireplace and wet bar, an additional bedroom, a 3-piece bathroom, storage space, and a home-office-ready area. Separate garage access adds convenience and potential for an in-law setup. Make this your new home today! (id:63159)
Listing Information
- MLS®
- 40866519
- Data last synced
- September 26, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40866519
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$325/sqft
Building average
—
No other active listings in this building
118 - Colonial Acres/East Bridge average
$386/sqft
18 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 8.0% ($99,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$999,920.00
Periodic payment — Principal & Interest (monthly)$6,451.14
Additional monthly expenses (condo fees, tax, utilities, etc.)$848.25
Total monthly cost$7,299.39
Interest paid over 5-yr term$286,579.95
Balance at end of term$899,431.27
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$99,990
Stress test qualifying rate8.19%
Payment you must qualify for$8,916.10
Cash Needed at Closing
Minimum down payment$99,990
Estimated Land Transfer Tax (LTT)$21,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$122,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
