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Property Type: Detached HouseOwnership: Freehold
517 STARBOARD Crescent
Waterloo, ON N2K4G5
MLS® 40870895
$1,199,000
3 bed3 bath6 parking3,236 sqftBuilt 2004
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 64 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,992.01
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 31'4'' x 18'2'' |
| Recreation room | Basement | 31'4'' x 19'5'' |
| Cold room | Basement | 5'1'' x 18'8'' |
| Bedroom | Basement | 12'4'' x 16'5'' |
| 3pc Bathroom | Basement | — |
| Primary Bedroom | Main level | 14'2'' x 17'0'' |
| Living room | Main level | 19'7'' x 16'7'' |
| Laundry room | Main level | 5'11'' x 8'10'' |
| Kitchen | Main level | 13'3'' x 14'11'' |
| Foyer | Main level | 12'2'' x 8'2'' |
| Dining room | Main level | 11'9'' x 14'11'' |
| Bedroom | Main level | 11'3'' x 14'0'' |
| 5pc Ensuite bath | Main level | — |
Description
Welcome to 517 Starboard Crescent, Waterloo, a beautifully maintained bungalow offering 3 bedrooms, 3 bathrooms, and a spacious open-concept layout designed for comfortable everyday living and entertaining. Step inside to the welcoming foyer where you're greeted by an airy floor plan. To the right, the formal living room features a cozy gas fireplace and skylight, creating a bright and inviting space. The living room flows seamlessly into the dining area and spacious kitchen, complete with granite countertops, stainless steel appliances, abundant cabinetry, generous prep space, and a large centre island with breakfast bar seating. A convenient door off the kitchen provides easy access to the backyard. The main floor also features updated hardwood flooring throughout, a convenient mudroom/laundry room with direct access to the double garage, and a 3-piece bathroom. Two bedrooms are located on this level, including the spacious primary suite with a walk-in closet and a luxurious 5-piece ensuite. The finished basement expands your living space with a large recreation room highlighted by a stylish gas fireplace, an additional bedroom, and a 3-piece bathroom—ideal for guests, extended family, or a home office. Step outside to your private backyard retreat featuring an inground saltwater pool and patio area, perfect for relaxing or entertaining all summer long. Complete with a double car garage and parking for up to six vehicles in the driveway, this exceptional home offers the perfect combination of space, comfort, and lifestyle in a sought-after Waterloo neighbourhood. (id:63159)
Listing Information
- MLS®
- 40870895
- Data last synced
- October 19, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40870895
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$371/sqft
Building average
—
No other active listings in this building
118 - Colonial Acres/East Bridge average
$383/sqft
18 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (condo fees, tax, utilities, etc.)$828.00
Total monthly cost$7,016.43
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$94,900
Stress test qualifying rate8.19%
Payment you must qualify for$8,560.91
Cash Needed at Closing
Minimum down payment$94,900
Estimated Land Transfer Tax (LTT)$20,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
