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Property Type: Condo / Apartment
65 WESTMOUNT Road N Unit# 304
Waterloo, ON N2L5G6
MLS® 40839997
$272,500
2 bed2.5 bath1 parking1,205 sqftBuilt 1975
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 9
- Frontage
- 500 feet
GR
Ownership & Fees
- Property type
- Condo / Apartment
- Condo / maintenance fee
- $1,090/mo
Maintenance Fee Includes
WaterManagementHeat
Also included: Common Area Maintenance, Landscaping, Electricity, Insurance, Parking, Residential Manager
Interior
- Basement
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Sunroom | Main level | 5'11'' x 21'6'' |
| 2pc Ensuite bath | Main level | — |
| Primary Bedroom | Main level | 19'3'' x 10'11'' |
| Bedroom | Main level | 15'11'' x 10'4'' |
| 4pc Bathroom | Main level | — |
| Kitchen | Main level | 13'1'' x 8'6'' |
| Dining room | Main level | 11'10'' x 8'10'' |
| Living room | Main level | 23'0'' x 12'8'' |
Description
Welcome to Westmount Towers II-Here is your opporunity to own a bright and spacious 2 bedroom condo unit in an ideal location and at an exceptional value! Located in one of Waterloo's most desirable areas within walking distance to University's, Uptown Waterloo, numerous shops and restaurants, Waterloo Park and so much more. This unit offers low maintenance, care free living with your condo fees including ALL utilities. Unit 304 is a bright and spacious 2 bedroom, 2 bathroom unit and includes an underground parking space and storgage locker. The kitchen includes newer stainless steel appliances. The large primary bedroom includes a spacious walk in closet and a 2-piece ensuite bath. Here is your chance to get into affordable home ownership in the heart of Waterloo. (id:63159)
Listing Information
- MLS®
- 40839997
- Data last synced
- October 9, 2026
FOREST HILL REAL ESTATE INC., BROKERAGE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: FOREST HILL REAL ESTATE INC., BROKERAGE
MLS® Number: 40839997
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$226/sqft
Building average
—
No other active listings in this building
417 - Beechwood/University average
$516/sqft
51 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($13,625) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$218,000.00
Periodic payment — Principal & Interest (monthly)$1,406.46
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,150.00
Total monthly cost$2,556.46
Interest paid over 5-yr term$62,479.43
Balance at end of term$196,091.71
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$13,625
Stress test qualifying rate8.19%
Payment you must qualify for$2,007.25
Cash Needed at Closing
Minimum down payment$13,625
Estimated Land Transfer Tax (LTT)$2,563
Legal / closing costs (typical estimate)$1,500
Total cash needed$17,688
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
