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Property Type: Condo / Apartment
65 WESTMOUNT Road Unit# 211
Waterloo, ON N2L5G6
MLS® 40838098
$278,000
2 bed2.5 bath1 parking1,146 sqftBuilt 1974
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
- Frontage
- 500 feet
GR
Ownership & Fees
- Property type
- Condo / Apartment
- Condo / maintenance fee
- $1,090/mo
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Landscaping, Electricity, Insurance, Other, See Remarks, Parking, Residential Manager
Interior
- Basement
- None
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 2pc Bathroom | Main level | 3'0'' x 7'1'' |
| Primary Bedroom | Main level | 19'1'' x 10'11'' |
| Bedroom | Main level | 16'0'' x 10'1'' |
| 3pc Bathroom | Main level | 4'10'' x 7'11'' |
| Sunroom | Main level | 5'9'' x 21'4'' |
| Living room | Main level | 22'10'' x 13'2'' |
| Dining room | Main level | 11'7'' x 8'2'' |
| Kitchen | Main level | 12'11'' x 8'8'' |
Description
Welcome to Westmount Towers II, ideally located in the heart of Waterloo and within walking distance of Uptown Waterloo, Waterloo Park, both universities, shopping, restaurants, public transit, and everyday amenities. This spacious 2-bedroom, 2-bathroom unit offers a functional layout featuring a bright living room, separate dining area, kitchen, primary bedroom with a private 2-piece ensuite, a second bedroom, a 3-piece main bathroom, and an enclosed balcony that provides additional year-round living space. The unit has been well-maintained and presents an excellent opportunity for buyers looking to personalize and update the interior to their taste. Included with the unit are one underground parking space #35, a storage locker, visitor parking, and access to the building's common laundry facilities. Monthly fees include property taxes, heat, hydro, and water, making for simple and predictable living expenses. This is a stock cooperative property and is not eligible for traditional mortgage financing. Westmount Towers II is currently undergoing conversion to condominium ownership, offering potential future value and ownership benefits. An excellent opportunity to enjoy affordable, low-maintenance living in one of Waterloo's most convenient and desirable locations. Estate sale. Property being sold by the Estate Trustee in as is, where is condition with no representations or warranties. (id:63159)
Listing Information
- MLS®
- 40838098
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40838098
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$243/sqft
Building average
—
No other active listings in this building
417 - Beechwood/University average
$516/sqft
51 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($13,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$222,400.00
Periodic payment — Principal & Interest (monthly)$1,434.85
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,147.39
Total monthly cost$2,582.24
Interest paid over 5-yr term$63,740.48
Balance at end of term$200,049.52
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$13,900
Stress test qualifying rate8.19%
Payment you must qualify for$2,047.76
Cash Needed at Closing
Minimum down payment$13,900
Estimated Land Transfer Tax (LTT)$2,645
Legal / closing costs (typical estimate)$1,500
Total cash needed$18,045
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
