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Property Type: Detached HouseOwnership: Freehold
827 GREY ALDER COURT
Waterloo, ON N2V2P2
MLS® X13799124
$1,299,900
6 bed4.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 38.2 x 114 FT
- Frontage
- 38.2 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,795 (2025)
Interior
- Basement
- Finished, Walk out, N/A
- Heating
- Forced air, Electric
- Cooling / A/C
- Central air conditioning
Description
Nestled at the top of a quiet cul-de-sac on a dead-end street with no rear neighbours, this exceptional property offers over 3,600 sq. ft. of total finished living space. The main floor features a built-in garage opening directly to a family-friendly mudroom and main floor laundry, separate formal living and dining rooms, and a well-appointed kitchen with a cozy family seating area that serves as the true hub of the home. Upstairs, the bathrooms showcase Italian porcelain tile and luxurious heated floors. The lower level offers a huge, bright walkout basement complete with two additional bedrooms, a full bath, and a kitchenette-providing an ideal space for hosting guests or an in-law suite. (id:63159)
Listing Information
- MLS®
- X13799124
- Tax assessment year
- 2025
- Data last synced
- October 8, 2026
ARULDASON REALTY BROKERAGE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ARULDASON REALTY BROKERAGE INC.
MLS® Number: X13799124
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 8.1% ($104,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,039,920.00
Periodic payment — Principal & Interest (monthly)$6,709.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$649.58
Total monthly cost$7,358.79
Interest paid over 5-yr term$298,044.06
Balance at end of term$935,411.40
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$104,990
Stress test qualifying rate8.19%
Payment you must qualify for$9,265.02
Cash Needed at Closing
Minimum down payment$104,990
Estimated Land Transfer Tax (LTT)$22,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$128,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
