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Property Type: TownhouseOwnership: Condominium
127 CATHERINE STREET
Wilmot, ON N3A2A3
MLS® X13214662
$549,900
3 bed3 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $285/mo
- Annual property tax
- $0
Maintenance Fee Includes
Also included: Common Area Maintenance
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Great room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Main level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
Description
QUICK CLOSINGS AVAILABLE (move-in and avoid occupancy fees!). Welcome to New Hamburg's latest townhouse development, Cassel Crossing! Featuring the quality "now under construction" traditional street front townhouse "The Park" 3 bed layout interior unit by a local builder. PICK YOUR FINISHES WHILE YOU CAN; quartz countertops throughout, main floor luxury vinyl plank, 9ft main floor ceilings, central air & ERV and wood deck. Enjoy small town living with big city comforts (Wilmot Rec Centre, Mike Schout Wetlands Preserve, Downtown Shops, Restaurants) & much more! Conveniently located only 15 minutes to KW and 45 minutes to the GTA. BONUS: This unit comes with over $5,600 in extra upgrades already included (double sinks in main & primary bath, additional pot lights throughout, two piece basement rough-in and sanitary back flow preventer). (id:63161)
Listing Information
- MLS®
- X13214662
- Data last synced
- October 26, 2026
BOSLEY REAL ESTATE LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: BOSLEY REAL ESTATE LTD.
MLS® Number: X13214662
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
22,398
(2021 Census)
+3.9% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$285.00
Total monthly cost$3,123.21
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.25
Cash Needed at Closing
Minimum down payment$29,990
Estimated Land Transfer Tax (LTT)$7,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
