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Property Type: Detached HouseOwnership: Freehold
442 GRANDVIEW AVENUE
Wilmot, ON N3A1L6
MLS® X13734934
$589,900
2 bed1 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 52.4 x 120 FT
- Frontage
- 52.4 feet
Z2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,317 (2026)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Recreational, Games room | Lower level | — |
| Laundry room | Lower level | — |
| Bathroom | Main level | — |
Description
Welcome to 442 Grandview Avenue! This charming home is conveniently located and will impress those who come to visit. Well situated, you're only a short walking distance to the downtown, schools, parks and boat launch access to the Nith River for fishing, kayaking or boating. Included are 2 bedrooms, spacious living room, newer updated kitchen (2025), dining room, 4-Piece bathroom (updated 2018), lower level rec room freshened up and all basement windows replaced (2019), attic and crawl space insulation (2018), steel roof (2018), front and back door (2021), eaves-troughs and downspouts (2025), soffit and facia (2025), double wide driveway with parking for 4, and so much more. Irregular shaped fully fenced backyard allows for more green, garden or storage space. Book your showing today! (id:63159)
Listing Information
- MLS®
- X13734934
- Tax assessment year
- 2026
- Data last synced
- October 9, 2026
NU-VISTA PINNACLE REALTY BROKERAGE INC
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: NU-VISTA PINNACLE REALTY BROKERAGE INC
MLS® Number: X13734934
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of London and St. Thomas Association of REALTORS®.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
22,398
(2021 Census)
+3.9% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($33,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$471,920.00
Periodic payment — Principal & Interest (monthly)$3,044.67
Additional monthly expenses (condo fees, tax, utilities, etc.)$276.42
Total monthly cost$3,321.08
Interest paid over 5-yr term$135,253.63
Balance at end of term$424,493.57
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$33,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,310.38
Cash Needed at Closing
Minimum down payment$33,990
Estimated Land Transfer Tax (LTT)$8,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
